Franklin County property record for 862 E Main St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 529 sqft · built 1930 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Sep 2025) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-43-04-019.00 |
| Primary APN | 074-43-04-019.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 529 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Garage Area | 529 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 75042 |
|---|---|
| Street Address | 862 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRESTWOOD SUB LOT 16 BK A |
| Legal Subdivision | CRESTWOOD |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 70101 |
Source: Franklin County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Aug 5, 2021 | Deed, Transfer · Commercial Mortgage FIRST FSB OF KENTUCKY |
| Feb 12, 2021 | Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 7, 2014 | Quit Claim Deed, Transfer · Line of Credit COMMONWEALTH CU INC |
| Oct 5, 2010 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Aug 5, 2021 · Amount on Record |
| Deed Document Number | 2025884558 |
| Deed Book / Page | 640 / 400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Sep 17, 2025 |
| Property Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 00D640/400 |
| Book / Page | D640 / 400 |
| Map Reference | MB 82 PG 541 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 884558 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4205 WINTER PARK DR, LOUISVILLE, KY 40218-3738 |
| Name | Verified Name |
|---|---|
| Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 0000884559 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 884559 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 5, 2021 |
| Property Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 00D605/278 |
| Book / Page | D605 / 278 |
| Map Reference | MB 82 PG 541 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 530977 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 PAPAGO TRL, FRANKFORT, KY 40601-1682 |
| Name | Verified Name |
|---|---|
| Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 0000530978 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 530978 |
| Name | FIRST FSB OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 29, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Feb 12, 2021 |
| Property Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 00D600/374 |
| Book / Page | D600 / 374 |
| Map Reference | MB 82 PG 541 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 517954 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 674, FRANKFORT, KY 40602-0674 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 0000517955 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 517955 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 7, 2014 |
| Property Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 00D548/780 |
| Book / Page | D548 / 780 |
| Instrument Date | Jul 8, 2014 |
| Instrument | 419262 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.08 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Name | Verified Name |
|---|---|
| Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 0M1320/556 |
|---|---|
| Date | Aug 26, 2014 |
| Book Page | M1320/556 |
| Instrument | 419940 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Oct 5, 2010 |
| Property Address | 862 E MAIN ST, FRANKFORT, KY 40601-2566 |
| Document Number | 00D523/110 |
| Book / Page | D523 / 110 |
| Map Reference | DB82 PG541 |
| Instrument Date | Oct 1, 2010 |
| Instrument | 363437 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 W MAIN ST, FRANKFORT, KY 40601-1809 |
| Name | Verified Name |
|---|---|
| Address | 221 SULLIVAN LN, FRANKFORT, KY 40601-9457 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 (-0.75%) | $188,000 (-) Land $15,000 Building $173,000 | $188,000 (-) Land $15,000 Building $173,000 |
| 2024 | $2,269.00 (+1.02%) | $188,000 (-) | $188,000 (-) |
| 2023 | $2,246.00 (+0.94%) | $188,000 (-) | $188,000 (-) |
| 2022 | $2,225.00 | $188,000 | $188,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures