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862 E Locust Ave, Fresno, CA 93720 Property Records

Fresno County property record for 862 E Locust Ave, Fresno, CA 93720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,747 sqft · built 1975
Lot Size0.17 acres (7,416 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Dec 2018)
Tax Bill$4,048 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN303-232-03S

Property Details

APN / Parcel Number

Primary APN303-232-03S
Alternative APN
  • 30323203

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,747 sqft Living Area
1st Floor Area1,747 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,416 sqft (0.17 acres)
Lot Dimensions103 ft deep x 72 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address862 E LOCUST AVE
CityFRESNO
StateCA
Zip93720-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUR RTS LOT 51 TRACT 2450 HEADLINER HOMES NO 27
Legal SubdivisionHEADLINER HOMES 27 2450
Legal Tract2450
Legal Lot Number51
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group2
Census Block2019
Census Tract4406

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address862 E LOCUST AVE, FRESNO, CA 93720-3214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Dec 3, 2018Grant Deed, Transfer · Conventional Mortgage
BAY EQUITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2018 · Amount on Record
Deed SaleDec 3, 2018 · Amount on Record
Prior SaleFeb 18, 2004 · Amount on Record
Deed Document Number2018144122
Prior Transfer DateJan 30, 2004
Prior Transfer Doc0000036458
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address862 E LOCUST AVE, FRESNO, CA 93720-3214
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 E LOCUST AVE, FRESNO, CA 93720-3214

Mortgage

Document Number0000159120
DateSep 29, 2021
Instrument2021-0159120
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateDec 3, 2018
Property Address862 E LOCUST AVE, FRESNO, CA 93720-3214
Document Number0000144122
Instrument DateSep 28, 2018
Instrument144122
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 E LOCUST AVE FRESNO CA 937203214, FRESNO, CA 93720-3214

Mortgage

Document Number144123
DateDec 3, 2018
Instrument144123
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$340,203 (+2%) Land $102,059 Building $238,144
2025$4,048.00 (+3.93%)$333,533 (+4.04%) Land $100,058 Building $233,475
2023$3,895.00 (+1.35%)$320,584 Land $96,174 Building $224,410
2022$3,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, Verizon.

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