862 E Douglas Ave, Bellingham, WA 98229 Property Records

Whatcom County property record for 862 E Douglas Ave, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,200 sqft · built 1971
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$701,910 (Jul 2026)
Tax Bill	$5,351 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`370305-515256-0000`

Property Details

APN / Parcel Number

Primary APN	`370305-515256-0000`
Alternative APNs	`576895` `22001` `98884`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,200 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	22001
Street Address	862 E DOUGLAS AVE
City	BELLINGHAM
State	WA
Zip	98229-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URMX
Legal Description	FIRWOOD MANOR DIV NO 1 LOT 6
Legal Range	03
Legal Township	37
Legal Section	05
Legal Subdivision	FIRWOOD MANOR DIV NO 1
Legal Block	2
Legal Lot Number	6
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2000
Census Tract	902

Owner

862 E Douglas Ave is owned and occupied by an individual who bought it in July 2026.

Source: Whatcom County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	862 E DOUGLAS AVE, BELLINGHAM, WA 98229-8850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jan 13, 2021	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Jan 13, 2021 · Amount on File
Deed Document Number	2026072073
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 24, 2026
Property Address	862 E DOUGLAS AVE, BELLINGHAM, WA 98229-8850
Document Number	0000002073
Instrument Date	Jul 21, 2026
Instrument	20262073
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 E DOUGLAS AVE, BELLINGHAM, WA 98229-8850

Mortgage

Document Number	0000002074,
Date	Jul 24, 2026
Instrument	2026072074

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 13, 2021
Property Address	862 E DOUGLAS AVE, BELLINGHAM, WA 98229-8850
Document Number	2210101801
Instrument Date	Jan 7, 2021
Instrument	101801
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Tax	$8,895.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 E DOUGLAS AVE BELLINGHAM WA 982298850, BELLINGHAM, WA 98229-8850

Tax Assessment & Valuation

The 2025 property tax bill for 862 E Douglas Ave was $5,351.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,351.00	$719,641 Land $264,000 Building $455,641	$719,641 Land $264,000 Building $455,641
2022		$524,967 Land $208,488 Building $316,479	$524,967 Land $208,488 Building $316,479
2021	$3,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 862 E Douglas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 E Douglas Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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