Cape May County and Ocean City property record for 862 E 4th St, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $999,990 (Sep 2020) |
| Tax Bill | $10,178 (2024) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00402-0000-00019-0000-C2 |
| Primary APN | 08-00402-0000-00019-0000-C2 |
|---|
| Stories | 1 Story |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 862 E 4TH ST, 2 |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: OB402 L32 |
| Legal Block | 402 |
| Legal Lot Number | 19 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 20101 |
Source: Cape May County and Ocean City records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4017 TRAILS END CT, PHOENIX, MD 21131-1860 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Deed Document Number | 202031206 |
| Deed Book / Page | 3934 / 458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 862 E 4TH ST, OCEAN CITY, NJ 08226-3936 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000026348 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 6403/614 |
| Instrument | 2021026348 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Type Change Date | Feb 1, 2028 |
| Index | 1-Year LIBOR |
| Margin | 3 |
Source: Cape May County and Ocean City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $907,200 (-) Land $374,000 Building $533,200 | $907,200 (-) Land $374,000 Building $533,200 | |
| 2025 | $907,200 (-) Land $374,000 Building $533,200 | $907,200 (-) Land $374,000 Building $533,200 | |
| 2024 | $10,178.00 (+9.03%) | ||
| 2023 | $907,200 (-) Land $374,000 Building $533,200 | $907,200 (-) Land $374,000 Building $533,200 | |
| 2022 | $9,335.00 (+2.39%) | $907,200 Land $374,000 Building $533,200 | $907,200 Land $374,000 Building $533,200 |
| 2021 | $9,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 397 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 1,266 units insured incl. 869 condo units |
| Nearby Flood Claims | 629 (1978–2018) |
| Claims Outside the SFHA | 3 of 629 |
| Most Recent Claim | May 2018 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, T-Mobile.
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