Humphreys County property record for 862 Chambers Spring Rd, Waverly, TN 37185
| Property Type | Mobile Home |
|---|---|
| Details | 1,216 sqft · built 1990 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,500 (Jul 2026) |
| Tax Bill | $153 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 043064 02804 |
| Primary APN | 043064 02804 |
|---|---|
| Alternative APN |
|
| Building Area | 1,216 sqft Living Area |
|---|---|
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 91,476 sqft (2.1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 72 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Street Address | 862 CHAMBERS SPRING RD |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-2904 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W99 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 130300 |
Source: Humphreys County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 862 CHAMBERS SPRING RD, WAVERLY, TN 37185-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 3, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | May 23, 2008 · Amount on Record |
| Deed Document Number | 20262309 |
| Deed Book / Page | 14 / 1674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Jul 13, 2026 |
| Property Address | 862 CHAMBERS SPRING RD, WAVERLY, TN 37185-2904 |
| Document Number | 0000002309 |
| Book / Page | 14 / 1674 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20262309 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,183.15 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 862 CHAMBERS SPRING RD, WAVERLY, TN 37185-2904 |
| Document Number | 0000002310, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20262310 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Oct 3, 2023 |
| Property Address | 862 CHAMBERS SPRING RD, WAVERLY, TN 37185-2904 |
| Document Number | 0000002678 |
| Book / Page | WD214 / 1298 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 23002678 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2172 MAYNE TRACE RD, WAVERLY, TN 37185-2972 |
Source: Humphreys County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153.00 | $8,325 (-) Land $4,650 Building $3,675 | |
| 2024 | $153.00 | $8,325 (-) Land $4,650 Building $3,675 | |
| 2023 | $153.00 (+18.6%) | $8,325 (+40.51%) Land $4,650 Building $3,675 | $33,300 (+40.51%) Land $18,600 Building $14,700 |
| 2022 | $129.00 | $5,925 Land $2,875 Building $3,050 | $23,700 Land $11,500 Building $12,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 84 (1984–2024) |
| Claims Outside the SFHA | 11 of 84 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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