862 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 862 Central St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,408 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on Record
Last Sale$48,000 (Sep 1991)
Tax Bill$5,911 (2026)
Flood ZoneZone X (minimal risk)
APNH04610

Property Details

APN / Parcel Number

Primary APNH04610
Alternative APNs
  • LOWE M:182 B:1125 L:862
  • M:000182 T:H04610

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,408 sqft Living Area
Gross Area3,364 sqft
1st Floor Area870 sqft
Basement Area824 sqft
Unfinished Basement120 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberH04610
Street Address862 CENTRAL ST
CityLOWELL
StateMA
Zip01852-3406
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal SubdivisionLAND LOWELL
Legal Block1125
Legal Lot Number862
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1009
Census Tract312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address211 W MEADOW RD, LOWELL, MA 01854-1426
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 1991 · Amount on Record
Deed SaleSep 30, 1991 · Amount on Record
Prior SaleSep 30, 1991 · Amount on Record
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,911.00 (+4.51%)$520,800 (+5.7%) Land $111,700 Building $409,100$558,062
2025$5,656.00 (+8.58%)$492,700 (+12.64%) Land $104,400 Building $388,300
2024$5,209.00 (+7.42%)$437,400 (+12.04%) Land $94,200 Building $343,200
2023$4,849.00$390,400 Land $81,900 Building $308,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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