862 Cascade Dr, Beavercreek (Dayton), OH 45431 Property Records

Montgomery County property record for 862 Cascade Dr, Beavercreek, OH 45431

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,382 sqft · built 1968
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2022)
Tax Bill	$4,002 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I39 01304 0018`

Property Details

APN / Parcel Number

Primary APN	`I39 01304 0018`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,382 sqft Living Area
1st Floor Area	956 sqft
Attic	Attic
Attic Area	470 sqft
Basement Area	225 sqft
Unfinished Basement	225 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	14,810 sqft
Garage Area	120 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	216 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	862 CASCADE DR
City	BEAVERCREEK
State	OH
Zip	45431-2967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	299 SAVILLE ESTATES
Legal Subdivision	SAVILLE EST
Legal Lot Number	18
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1007
Census Tract	90900

Owner

862 Cascade Dr is owned and occupied by an individual who bought it in August 2022.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8621 CASCADE DR, DAYTON, OH 45431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Jan 23, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jan 23, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	2022-00050557
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 12, 2022
Property Address	862 CASCADE DR, BEAVERCREEK, OH 45431-2967
Document Number	0000050557
Map Reference	MB 76 PG 52&53
Instrument Date	Jul 7, 2022
Instrument	2022-00050557
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	862 CASCADE DR, BEAVERCREEK, OH 45431-2967

Mortgage

Document Number	0000050558
Date	Aug 12, 2022
Instrument	2022-00050558

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	862 CASCADE DR, BEAVERCREEK, OH 45431-2967
Document Number	0000012378
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	862 CASCADE DR BEAVERCREEK OH 454312967, BEAVERCREEK, OH 45431-2967

Mortgage

Document Number	0000012378
Date	Mar 12, 2019
Instrument	12378

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2034

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 23, 2019
Property Address	862 CASCADE DR, BEAVERCREEK, OH 45431-2967
Document Number	0000004026
Instrument Date	Jan 14, 2019
Instrument	4026
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	862 CASCADE DR BEAVERCREEK OH 454312967, BEAVERCREEK, OH 45431-2967

Mortgage

Document Number	4027
Date	Jan 23, 2019
Instrument	4027

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 23, 2019
Property Address	862 CASCADE DR, BEAVERCREEK, OH 45431-2967
Document Number	0000004025
Instrument Date	Jan 14, 2019
Instrument	4025
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	862 CASCADE DR BEAVERCREEK OH 454312967, BEAVERCREEK, OH 45431-2967

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,540 Land $16,580 Building $61,960
2024	$4,002.00 (+7.75%)
2023	$3,714.00 (+2.74%)	$78,540 (+41.01%) Land $16,580 Building $61,960	$224,410 Land $47,380 Building $177,030
2022	$3,615.00	$55,700 Land $11,760 Building $43,940
2020			$159,150 Land $33,600 Building $125,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 862 Cascade Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 Cascade Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Metronet, T-Mobile, Verizon.

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