862 Belden St, Monterey, CA 93940 Property Records

Monterey County property record for 862 Belden St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1953
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (May 2021)
Tax Bill	$17,347 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-082-008-000`

Property Details

APN / Parcel Number

Primary APN	`001-082-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	862 BELDEN ST
City	MONTEREY
State	CA
Zip	93940-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERRMANNS NEW MONTEREY LOT 12 BLK 7
Legal Subdivision	HERRMANNS NEW MONTEREY
Legal Block	7
Legal Lot Number	12
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1004
Census Tract	12504

Owner

Source: Monterey County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 BELDEN ST, MONTEREY, CA 93940-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Grant Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP
Jul 7, 2020	Quit Claim Deed, Transfer UNISOURCE
Jul 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	May 2, 2014 · Amount on Record
Deed Document Number	202136512
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0000032595
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 21, 2021
Property Address	862 BELDEN ST, MONTEREY, CA 93940-1112
Document Number	0000036512
Map Reference	MB 1 PG 11
Instrument Date	May 19, 2021
Instrument	2021036512
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 BELDEN ST, MONTEREY, CA 93940-1112

Mortgage

Document Number	0000036513
Date	May 21, 2021
Instrument	2021036513

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 7, 2020
Property Address	862 BELDEN ST, MONTEREY, CA 93940-1112
Document Number	0000032597
Instrument Date	Jun 9, 2020
Instrument	32597
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	862 BELDEN ST MONTEREY CA 939401112, MONTEREY, CA 93940-1112

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 7, 2020
Property Address	862 BELDEN ST, MONTEREY, CA 93940-1112
Document Number	0000032595
Map Reference	VOL 1 PG 11
Instrument Date	Jun 9, 2020
Instrument	2020032595
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	UNISOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 BELDEN ST, MONTEREY, CA 93940-1112

Mortgage

Document Number	0000032596
Date	Jul 7, 2020
Instrument	2020032596

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	862 BELDEN ST, MONTEREY, CA 93940-1112
Document Number	0000057928
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	862 BELDEN ST MONTEREY CA 939401112, MONTEREY, CA 93940-1112

Mortgage

Document Number	0000057928
Date	Oct 17, 2017
Instrument	57928

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2032

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,545,710 (+2%) Land $883,263 Building $662,447
2025	$17,347.00 (+9.99%) Homeowner's exemption	$1,515,403 (+4.04%) Land $865,945 Building $649,458
2023	$15,771.00 (+1.41%) Homeowner's exemption	$1,456,560 Land $832,320 Building $624,240
2022	$15,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

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