862 Beech St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 862 Beech St, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1878
Lot Size	0.11 acres (4,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Jan 2019)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-22-0131`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-22-0131`
Alternative APNs	`8440003` `346597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area
1st Floor Area	932 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,797 sqft (0.11 acres)
Lot Dimensions	123 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	346597
Street Address	862 BEECH ST
City	SAINT PAUL
State	MN
Zip	55106-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTOS SUB OF B105 LYMAN DAYTO LOT 4 BLK 105
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	OTTOS SUB OF B105 LYMAN DAYTO
Legal Block	105
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1006
Census Tract	33100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 BEECH ST, SAINT PAUL, MN 55106-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Prior Sale	Nov 17, 2003 · Amount on Record
Deed Document Number	20194741428
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 3, 2019
Property Address	862 BEECH ST, SAINT PAUL, MN 55106-4523
Document Number	0004741428
Instrument Date	Nov 30, 2018
Instrument	4741428
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	862 BEECH ST ST PAUL MN 551064523, ST PAUL, MN 55106-4523

Mortgage

Document Number	4741429
Date	Jan 3, 2019
Instrument	4741429

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,600 (+4.63%) Land $19,400 Building $193,200	$212,600 (+4.63%) Land $19,400 Building $193,200
2025	$3,206.00 (+8.53%)
2023	$2,954.00 Homeowner's exemption	$203,200 (+1.91%) Land $10,100 Building $193,100	$203,200 (+1.91%) Land $10,100 Building $193,100
2022		$199,400 Land $10,100 Building $189,300	$199,400 Land $10,100 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20