862 Barcarmil Way, Naples, FL 34110 Property Records

Collier County property record for 862 Barcarmil Way, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	3,065 sqft · built 1997
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Last Sale	$1,060,000 (Feb 2012)
Tax Bill	$18,982 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`229900 F 543A22`

Property Details

APN / Parcel Number

Primary APN	`229900 F 543A22`
Alternative APN	`27185007781`

Interior

Stories	1 Story
Building Area	3,065 sqft Living Area
1st Floor Area	3,065 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Lot Area	19,602 sqft (0.45 acres)
Pool Area	364 sqft
Deck Area	1,406 sqft

Location & Zoning

Street Address	862 BARCARMIL WAY
City	NAPLES
State	FL
Zip	34110-0900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COLLIERS RESERVE BLK F LOT 54
Legal Range	25
Legal Township	48
Legal Section	22
Legal Subdivision	COLLIERS RESERVE
Legal Tract	229900
Legal Block	F
Legal Lot Number	54
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1019
Census Tract	10108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	862 BARCARMIL WAY, NAPLES, FL 34110-0900
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · ARM UBS BANK USA
Sep 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2012 · Amount on Record
Deed Sale	Feb 2, 2012 · Amount on Record
Prior Sale	May 18, 2005 · Amount on Record
Deed Document Number	20124653461
Deed Book / Page	4760 / 3094
Last Transfer Date	Aug 17, 2020
Transfer Doc	0005918691
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	862 BARCARMIL WAY, NAPLES, FL 34110-0900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055393553
Date	Aug 3, 2018
Book Page	5539/3553
Instrument	5595297

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Sep 4, 2020
Property Address	862 BARCARMIL WAY, NAPLES, FL 34110-0900
Document Number	0058112888
Book / Page	5811 / 2888
Map Reference	MB 20 PG 59
Instrument Date	Aug 17, 2020
Instrument	5918691
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	862 BARCARMIL WAY, NAPLES, FL 34110-0900
Investor	Possibly a Property Investor

Mortgage

Document Number	0058112891
Date	Sep 4, 2020
Book Page	5811/2891
Instrument	5918693

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,958,795 (+1%)	$2,007,231 (-8.88%) Land $1,016,926 Building $990,305
2025	$18,982.00 (+7.41%)	$1,780,723 (+21%)	$2,202,743 (+11.02%) Land $1,174,280 Building $1,028,463
2024	$17,672.00 (+4.65%)
2023	$16,887.00 (+4.86%)	$1,471,672 (+1%)	$1,984,026 (+12.81%) Land $802,425 Building $1,181,601
2022	$16,105.00	$1,337,884	$1,758,706 Land $500,099 Building $1,258,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Summit Broadband, T-Mobile.

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