862 97th Ave N, Naples, FL 34108 Property Records

Collier County property record for 862 97th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1983
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$558,366 (May 2025)
Tax Bill	$6,315 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`511000 61 463A28`

Property Details

APN / Parcel Number

Primary APN	`511000 61 463A28`
Alternative APNs	`6277136000411950061463` `62771360004`

Interior

Stories	2 Stories
Building Area	1,148 sqft Living Area
Gross Area	1,369 sqft
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	221 sqft
Parking Spaces	1 Parking Space
Pool Area	360 sqft
Deck Area	606 sqft

Location & Zoning

Street Address	862 97TH AVE N
City	NAPLES
State	FL
Zip	34108-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 5 BLOCK 61 LOT 46 OR 2070 PG 1995
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511000
Legal Block	61
Legal Lot Number	46
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10109

Owner

Source: Collier County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	862 97TH AVE N, NAPLES, FL 34108-2285
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Jun 30, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	20256676320
Deed Book / Page	6464 / 474
Prior Transfer Date	Jun 2, 1995
Prior Transfer Doc	2070001995
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 25, 2022
Property Address	862 97TH AVE N, NAPLES, FL 34108-2285
Document Number	0061022158
Book / Page	6102 / 2158
Map Reference	MB 3 PG 14
Instrument Date	Mar 17, 2022
Instrument	6225063
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3429 NE 17TH AVE, 3429, OCALA, FL 34479-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3051 DUBOISE RD, ITHACA, NY 14850-9578

Mortgage

Document Number	0061022164
Date	Mar 25, 2022
Instrument	6102/2164

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	862 97TH AVE N, NAPLES, FL 34108-2285
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 97TH AVE N, NAPLES, FL 34108-2285

Mortgage

Document Number	0060091772
Date	Sep 9, 2021
Book Page	6009/1772
Instrument	6125294

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	862 97TH AVE N, NAPLES, FL 34108-2285
Document Number	0054151603
Book / Page	005415 / 001603
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 97TH AVE N NAPLES FL 341082285, NAPLES, FL 34108-2285

Mortgage

Document Number	0054151603
Date	Jul 13, 2017
Book Page	005415/001603
Instrument	5429262

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2037

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,915 (-8.08%) Land $394,875 Building $184,040	$578,915 (-8.08%) Land $394,875 Building $184,040
2025	$6,315.00 (-12.1%)	$629,787 (-17.58%) Land $351,000 Building $278,787	$629,787 (-17.58%) Land $351,000 Building $278,787
2024	$7,184.00 (-8.23%)
2023	$7,828.00 (+310.06%)	$764,159 (+285.85%) Land $496,125 Building $268,034	$764,159 (+68.61%) Land $496,125 Building $268,034
2022	$1,909.00 Homeowner's exemption	$198,047	$453,223 Land $295,904 Building $157,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	38 (1982–2022)
Claims Outside the SFHA	16 of 38
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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