862 46th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 862 46th St, Oakland, CA 94608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1925
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$853,000 (Apr 2018)
Tax Bill	$14,276 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2022 Line of Credit + 6 more
Flood Zone	Zone X (moderate risk)
APN	`13-1167-18-1`

Property Details

APN / Parcel Number

Primary APN	`13-1167-18-1`
Alternative APN	`013-1167-018-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)

Location & Zoning

Street Address	862 46TH ST
City	EMERYVILLE
State	CA
Zip	94608-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0018 AR: 0013 PAGE: 1167
Legal Subdivision	ALDEN/TEMASCAL
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1005
Census Tract	401000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 46TH ST, EMERYVILLE, CA 94608-3416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
May 4, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 6, 2018	Grant Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	201870098
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	862 46TH ST, OAKLAND, CA 94608-3416
Transaction Type	Mortgage
Record Updated	Feb 19, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 46TH ST, OAKLAND, CA 94608-3416

Mortgage

Document Number	0000000275
Date	Jan 2, 2024
Instrument	2024000275

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	862 46TH ST, OAKLAND, CA 94608-3416
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Mortgage

Document Number	0000042630
Date	Feb 25, 2022
Instrument	2022042630

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	862 46TH ST, OAKLAND, CA 94608-3416
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 46TH ST, OAKLAND, CA 94608-3416

Mortgage

Document Number	0000282974
Date	Aug 19, 2021
Instrument	2021282974

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	862 46TH ST, OAKLAND, CA 94608-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050190
Date	Mar 20, 2019
Instrument	2019050190

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	862 46TH ST, OAKLAND, CA 94608-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070622
Date	Mar 27, 2020
Instrument	2020070622

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	862 46TH ST, OAKLAND, CA 94608-3416
Document Number	0000239638
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	862 46TH ST OAKLAND CA 946083416, OAKLAND, CA 94608-3416

Mortgage

Document Number	0000239638
Date	Nov 21, 2019
Instrument	239638

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	862 46TH ST, OAKLAND, CA 94608-3416
Document Number	0000097986
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	862 46TH ST OAKLAND CA 946083416, OAKLAND, CA 94608-3416

Mortgage

Document Number	0000097986
Date	May 16, 2018
Instrument	97986

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2033

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 6, 2018
Property Address	862 46TH ST, OAKLAND, CA 94608-3416
Document Number	0000070098
Instrument Date	Mar 28, 2018
Instrument	70098
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$938.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	862 46TH ST OAKLAND CA 946083416, OAKLAND, CA 94608-3416

Mortgage

Document Number	70099
Date	Apr 6, 2018
Instrument	70099

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,208,957 (+24.56%) Land $296,987 Building $918,970
2025	$14,276.00 (-1.62%) Homeowner's exemption	$970,551 (+4.04%) Land $291,165 Building $679,386
2023	$14,511.00 Homeowner's exemption	$932,865 Land $279,859 Building $653,006	$971,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1982–2011)
Most Recent Claim	May 2011 · river or lake flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

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