Cass County property record for 862 2nd Ave, Horace, ND 58047
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 1,106 sqft · built 2022 |
| Lot Size | 0.173 acres (7,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,754 (May 2023) |
| Tax Bill | $4,255 (2025) |
| Deeds & Mortgages | Feb 2023 Construction Loan May 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-2957-00130-000 |
| Primary APN | 15-2957-00130-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,106 sqft Living Area |
| Basement Area | 995 sqft |
| Unfinished Basement | 995 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Split Foyer |
| Lot Area | 7,579 sqft |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Street Address | 862 2ND AVE |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-2808 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT: 13 BLOCK: 1 ADDITION: TERRA GARDENS 3RD ADDITION ADDITIONAL: TERRA GARDENS 3RD ADDN LT 13 BLK 1 **5-12-21 PLAT FRM |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40503 |
Source: Cass County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 862 2ND AVE, HORACE, ND 58047-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage BELL BANK |
| May 11, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CAPITAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Deed Document Number | 20231688867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 862 2ND AVE, HORACE, ND 58047-2808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001684643 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 1684643 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58106 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Nov 14, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | May 11, 2023 |
| Property Address | 862 2ND AVE, HORACE, ND 58047-2808 |
| Document Number | 0001688867 |
| Instrument Date | May 5, 2023 |
| Instrument | 1688867 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | FM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 862 2ND AVE, HORACE, ND 58047-2808 |
| Document Number | 0001688868 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 1688868 |
| Name | CAPITAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Cass County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,255.00 (-19.7%) | $103,550 (+19.43%) Land $26,250 Building $77,300 | $207,100 (+19.43%) Land $52,500 Building $154,600 |
| 2023 | $5,299.00 (+650.57%) | $86,700 (+371.2%) Land $26,250 Building $60,450 | $173,400 (+371.2%) Land $52,500 Building $120,900 |
| 2022 | $706.00 | $18,400 Land $18,400 | $36,800 Land $36,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483 |
|---|---|
| Water Source | Purchased surface water from CITY OF FARGO |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable | 2,000 / 1,000 |
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