8618 Monroe Ave, Munster, IN 46321 Property Records

Lake County property record for 8618 Monroe Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1972
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on File
Tax Bill	$3,186 (2024)
Deeds & Mortgages	May 2026 Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0347-0012`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0347-0012`
Alternative APNs	`45-06-24-403-026.000-027` `182803470012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Game Room	Game Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,750 sqft (0.223 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0347-0012
Old Parcel Number	182803470012
Street Address	8618 MONROE AVE
City	MUNSTER
State	IN
Zip	46321-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUETH ESTATES 2ND ADD. BLOCK 7 S. 15FT. LOT 12 N. 50FT. LOT 13
Legal Subdivision	RUETH ESTATES 2ND ADD
Legal Block	7
Legal Lot Number	12,13
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2018
Census Tract	40302

Owner

8618 Monroe Ave is owned and occupied by an individual who acquired it in February 1993.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	8618 MONROE AVE, MUNSTER, IN 46321-2310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
May 20, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 1993
Deed Sale	Feb 24, 1993
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	May 21, 2026
Property Address	8618 MONROE AVE, MUNSTER, IN 46321-2310
Document Number	0000520647
Instrument Date	May 12, 2026
Instrument	2026520647
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8618 MONROE AVE, MUNSTER, IN 46321-2310

Mortgage

Document Number	0000520647,
Date	May 21, 2026
Instrument	2026520647

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8618 MONROE AVE, MUNSTER, IN 46321-2310
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009491
Date	May 20, 2021
Instrument	2021-509491

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,900 Land $55,800 Building $228,100	$283,900 Land $55,800 Building $228,100
2024	$3,186.00
2023		$245,800 (+6.87%) Land $55,900 Building $189,900	$245,800 (+6.87%) Land $55,900 Building $189,900
2022	$3,004.00 Homeowner's exemption	$230,000 Land $55,900 Building $174,100	$230,000 Land $55,900 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8618 Monroe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8618 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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