8616 104th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8616 104th Ave, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,959 sqft · built 2018
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Aug 2023)
Tax Bill$3,822 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-38-28-00005-0040-00025.0

Property Details

APN / Parcel Number

Primary APN31-38-28-00005-0040-00025.0
Alternative APN
  • 27265

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,959 sqft Living Area
Gross Area2,359 sqft
1st Floor Area1,959 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions130 ft deep x 75 ft wide
View / LotInterior
Garage TypeAttached
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area576 sqft
PorchOpen Porch
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8616 104TH AVE
CityVERO BEACH
StateFL
Zip32967-4219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT N BLK D LOT 25 PBI 6-19
Legal Range38E
Legal Township31S
Legal Section28
Legal SubdivisionVERO LAKE ESTATES UNIT N
Legal BlockD
Legal Lot Number25
Legal UnitN
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group2
Census Block2125
Census Tract50903

Owner

8616 104th Ave is owned and occupied by an individual who acquired it in July 2025.

Source: Indian River County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address8616 104TH AVE, VERO BEACH, FL 32967-4219
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 18, 2019Deed of Trust, Mortgage
QUICKEN LNS
Jun 11, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2023 · Amount on File
Deed SaleAug 24, 2023 · Amount on File
Prior SaleJun 11, 2018 · Amount on File
Deed Document Number202343208
Deed Book / Page3645 / 1562
Last Transfer DateJul 1, 2025
Transfer Doc0037912211
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 24, 2023
Property Address8616 104TH AVE, VERO BEACH, FL 32967-4219
Document Number0036451562
Book / Page3645 / 1562
Map ReferenceMB 6 PG 19
Instrument DateAug 23, 2023
Instrument3120230043208
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 ASCEND CIR, WEST MELBOURNE, FL 32904-8784

Transferred To (Grantee/Buyer)

NameVerified Name
Address8616 104TH AVE, VERO BEACH, FL 32967-4219

Mortgage

Document Number0036451564
DateAug 24, 2023
Instrument3645/1564
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address8616 104TH AVE, VERO BEACH, FL 32967-4219
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033811556
DateJan 27, 2021
Book Page3381/1556
Instrument3120210005604
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address8616 104TH AVE, VERO BEACH, FL 32967-4219
Document Number0032391904
Instrument DateSep 18, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8616 104TH AVE VERO BEACH FL 329674219, VERO BEACH, FL 32967-4219

Mortgage

Document Number0032391904
DateSep 23, 2019
Book Page003239/001904
Instrument55249
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term240 Months
DueSep 22, 2039

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 11, 2018
Property Address8616 104TH AVE, VERO BEACH, FL 32967-4219
Document Number0031240195
Book / Page3124 / 0195
Map ReferenceMB6 PG19
Instrument DateMay 24, 2018
Instrument3120180035736
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 6, 2021
Title CompanySTEELK CITY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,562.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, 1686, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address1686 W HIBISCUS BLVD, VERO BEACH, FL 32967

Mortgage

Document Number3120180035737
DateJun 11, 2018
Instrument3120180035737
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8616 104th Ave was $3,822.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,822.00$279,872 Land $30,281 Building $249,591$279,872 Land $30,281 Building $249,591
2023$2,631.00 (+3.01%)$212,689 (+3%)$298,096 (+11.62%) Land $24,863 Building $273,233
2022$2,554.00$206,494$267,072 Land $20,400 Building $246,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8616 104th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 249 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims24 (1994–2017)
Claims Outside the SFHA16 of 24
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8616 104th Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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