8615 E Mill Creek Rd, Troy, IL 62294 Property Records

Madison County property record for 8615 E Mill Creek Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 2,164 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Mar 2023)
Tax Bill	$9,833 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2017 Line of Credit + 1 more
APN	`09-2-22-27-00-000-028`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-27-00-000-028`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,164 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8615 E MILL CREEK RD
City	TROY
State	IL
Zip	62294-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KESSEL CCMC FARM LOT 3 191.24 X 456.66 IRREGULAR
Legal Subdivision	KESSEL CCMC FARM
Legal Lot Number	3
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2015
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8615 E MILL CREEK RD, TROY, IL 62294-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC
Oct 30, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST COLLINSVILLE BK
Jul 19, 2017	Warranty Deed, Transfer MADISON COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	20236545
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 10, 2023
Property Address	8615 E MILL CREEK RD, TROY, IL 62294-2705
Document Number	0000006545
Map Reference	PC 66 PG 121
Instrument Date	Mar 6, 2023
Instrument	2023R06545
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	NOT AVAILABLE, DOMA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8615 E MILL CREEK RD, TROY, IL 62294-2705

Mortgage

Document Number	0000006546
Date	Mar 10, 2023
Instrument	2023R06546

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.88%

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Oct 30, 2017
Property Address	8615 E MILL CREEK RD, TROY, IL 62294-2705
Instrument Date	Oct 17, 2017
Instrument	36620
Transaction Type	Construction Loan
Record Updated	Oct 3, 2019
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 WESTBROOKE TROY IL 622942460, TROY, IL 62294-2460

Mortgage

Document Number	0000036620
Date	Oct 30, 2017
Instrument	36620

Lender

Name	FIRST COLLINSVILLE BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 29, 2024

Interest

Rate Type	Adjustable Rate
Rate	3.95%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 19, 2017
Property Address	8615 E MILL CREEK RD, TROY, IL 62294-2705
Document Number	0000024018
Instrument Date	Jul 14, 2017
Instrument	24018
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	MADISON COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$144.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 WESTBROOKE TROY IL 622942460, TROY, IL 62294-2460

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,833.00 (+6.72%)	$159,550 (+30.91%) Land $20,330 Building $139,220	$478,650 (+30.78%) Land $60,990 Building $417,660
2024	$9,214.00 (+15.48%)
2022	$7,979.00	$121,880 Land $15,850 Building $106,030	$366,006 Land $47,598 Building $318,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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