8615 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 8615 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property TypeSingle Family Home
Details1,488 sqft · built 1982
Lot Size0.052 acres (2,252 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Apr 2003)
Tax Bill$5,086 (2024)
Deeds & MortgagesFeb 2022 Refinance
Apr 2017 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN10-00086-04-00120-01

Property Details

APN / Parcel Number

Primary APN10-00086-04-00120-01
Alternative APN
  • 10000860004001200001

Interior

Stories2 Stories
Building Area1,488 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area2,252 sqft (0.052 acres)
Lot Dimensions45 ft deep x 50 ft wide
Garage TypeAttached

Location & Zoning

Street Address8615 3RD AVE
CitySTONE HARBOR
StateNJ
Zip08247-1657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal Block86.4
Legal Lot Number120.1
JurisdictionCAPE MAY NJ
Township / Civil DivisionSTONE HARBOR
Census Block Group1
Census Block1033
Census Tract20901

Owner

Source: Cape May County and Stone Harbor Borough records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address111 EGG HARBOR RD, B, SEWELL, NJ 08080-9427
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
VALLEY NATIONAL BANK
Apr 5, 2017Deed of Trust, Mortgage · Line of Credit
FULTON BK NA
Apr 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
FULTON BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2003 · Amount on Record
Deed SaleApr 11, 2003 · Amount on Record
Prior SaleDec 5, 2002 · Amount on Record
Deed Book / Page3012 / 727
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address8615 3RD AVE, STONE HARBOR, NJ 08247-1657
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003939
DateFeb 1, 2022
Book PageM6522/593
Instrument2022003939
Lender
NameVALLEY NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address8615 3RD AVE, STONE HARBOR, NJ 08247-1657
Document Number0058560334
Instrument DateApr 5, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyDOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address8615 3RD AVE STONE HARBOR NJ 082471657, STONE HARBOR, NJ 08247-1657

Mortgage

Document Number0058560334
DateApr 17, 2017
Book Page005856/000334
Instrument10831
Lender
NameFULTON BK NA
AddressPOTTSTOWN, PA 19464
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address8615 3RD AVE, STONE HARBOR, NJ 08247-1657
Document Number0058560312
Instrument DateApr 5, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8615 3RD AVE STONE HARBOR NJ 082471657, STONE HARBOR, NJ 08247-1657

Mortgage

Document Number0058560312
DateApr 17, 2017
Book Page005856/000312
Instrument10830
Lender
NameFULTON BK NA
AddressPOTTSTOWN, PA 19464
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueApr 16, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityStone Harbor Borough
Unified School DistrictStone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$680,000 (-) Land $568,800 Building $111,200$680,000 (-) Land $568,800 Building $111,200
2025$680,000 (-) Land $568,800 Building $111,200$680,000 (-) Land $568,800 Building $111,200
2024$5,086.00 (+8.1%)
2023$680,000 Land $568,800 Building $111,200$680,000 Land $568,800 Building $111,200
2022$4,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,352 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,088 units insured
incl. 736 condo units
Nearby Flood Claims1,478 (1978–2021)
Claims Outside the SFHA13 of 1,478
Most Recent ClaimDec 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 448 claims
  • Severe Coastal Storm, Jan 1992 · 176 claims
  • Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONE HARBOR WATER DEPT
serves 30,850 people · EPA ID NJ0510001
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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