8614 Deerpoint Dr, Youngstown, FL 32466 Property Records

Bay County property record for 8614 Deerpoint Dr, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,230 sqft · built 2004
Lot Size	1.01 acres (44,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Aug 2021)
Tax Bill	$3,464 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05441-010-000`

Property Details

APN / Parcel Number

Primary APN	`05441-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	2,005 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	44,213 sqft (1.01 acres)
Lot Dimensions	250 ft deep x 177 ft wide
Garage Type	Attached
Garage Area	700 sqft
Porch	Florida Room
Porch Area	593 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8614 DEERPOINT DR
City	YOUNGSTOWN
State	FL
Zip	32466-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	SHORELINE PROPERTIES SUB # 2 LOTS 6 & 7 ORB 4450 P 1910 126D
Legal Range	13W
Legal Township	02S
Legal Section	20
Legal Subdivision	SHORELINE PROPERTIES SUB
Legal Lot Number	6,7
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2012
Census Tract	402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8614 DEERPOINT DR, YOUNGSTOWN, FL 32466-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Document Number	202164719
Deed Book / Page	4450 / 1910
Prior Transfer Date	Dec 16, 2010
Prior Transfer Doc	0032910077
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BAY FL
Recording Date	Aug 23, 2021
Property Address	8614 DEERPOINT DR, YOUNGSTOWN, FL 32466-2204
Document Number	0044501910
Book / Page	4450 / 1910
Map Reference	MB 9 PG 103
Instrument Date	Aug 23, 2021
Instrument	2021064719
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 DEERPOINT DR, YOUNGSTOWN, FL 32466-2204

Mortgage

Document Number	0044501914
Date	Aug 23, 2021
Book Page	4450/1914
Instrument	2021064721

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,464.00 (+2.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$324,629 (+5.99%)	$346,564 (+6.99%) Land $80,535 Building $266,029
2024	$3,389.00 (+1.99%)
2023	$3,323.00 (+11.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$306,291 (+3%)	$323,920 (+8.93%) Land $68,322 Building $255,598
2022	$2,976.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$297,370 Land $60,711 Building $236,659	$297,370 Land $60,711 Building $236,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	10 (2018–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20