8613 W Lavern Wipf St, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 8613 W Lavern Wipf St, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 907 sqft · built 2009
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Nov 2018)
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-28-236-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-28-236-001-000`
Alternative APN	`79809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	907 sqft Finished Area
1st Floor Area	907 sqft
Basement Area	880 sqft
Finished Basement	704 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	100 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	79809
Street Address	8613 W LAVERN WIPF ST
City	SIOUX FALLS
State	SD
Zip	57106-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 6 WESTRIDGE II ADDN TO THE CITY OF SIOUX FALLS
Legal Subdivision	WESTRIDGE II ADDN
Legal Block	6
Legal Lot Number	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2008
Census Tract	10406

Owner

8613 W Lavern Wipf St is owned and occupied by an individual who bought it in November 2018.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8613 W LAVERN WIPF ST, SIOUX FALLS, SD 57106-4849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit SERVICE FIRST FCU
Nov 5, 2018	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Nov 5, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on File
Deed Sale	Nov 5, 2018 · Amount on File
Deed Book / Page	586-D / 0179
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8613 W LAVERN WIPF ST, SIOUX FALLS, SD 57106-4849
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002012/465
Date	Mar 5, 2026
Book Page	2012/465
Instrument	153083

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	3901 E 10TH ST, SIOUX FALLS, SD 57103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 4, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8613 W LAVERN WIPF ST, SIOUX FALLS, SD 57106-4849
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1850MTG/0015
Date	Nov 5, 2018
Book Page	1850 MTG/0015

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 5, 2018
Property Address	8613 W LAVERN WIPF ST, SIOUX FALLS, SD 57106-4849
Document Number	586DEED/0179
Book / Page	586 DEED / 0179
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8613 W LAVERN WIPF ST, SIOUX FALLS, SD 57106-4849

Mortgage

Document Number	1850MTG0022
Date	Nov 5, 2018
Instrument	1850 MTG/0022

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AU
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8613 W Lavern Wipf St was $3,718.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Tea Area School District 41-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,974 (+9.27%) Land $45,098 Building $253,876	$298,974 Land $45,098 Building $253,876
2025	$3,718.00	$273,600 (-0.15%) Land $45,600 Building $228,000
2024	$3,718.00	$274,000 Land $45,600 Building $228,400
2022	$3,416.00	$226,500 Land $32,400 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8613 W Lavern Wipf St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8613 W Lavern Wipf St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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