8611 Trailridge Dr, Temple, TX 76502 Property Records

Bell County property record for 8611 Trailridge Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1979
Lot Size	0.53 acres (23,108 sqft)
Owner	Individual Name on Record
Tax Bill	$6,788 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0403730293`

Property Details

APN / Parcel Number

Primary APN	`0403730293`
Alternative APNs	`862364` `7958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,108 sqft (0.53 acres)
Lot Dimensions	218 ft deep x 106 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	125 sqft
Deck Area	234 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	862364
Street Address	8611 TRAILRIDGE DR
City	TEMPLE
State	TX
Zip	76502-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HILLS SECTION ONE, BLOCK 014, LOT 0002
Legal Subdivision	OAK HILLS SECTION ONE
Legal Block	14
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1034
Census Tract	20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8611 TRAILRIDGE DR, TEMPLE, TX 76502-5205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Jul 11, 2019	Vendor's Lien, Transfer · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022
Deed Sale	Jun 2, 2022
Prior Sale	Jul 11, 2019
Deed Document Number	2022035170
Record Updated	Jun 7, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 2, 2022
Property Address	8611 TRAILRIDGE DR, TEMPLE, TX 76502-5205
Document Number	0000035170
Map Reference	CAB A SL 18-B
Instrument Date	May 27, 2022
Instrument	2022035170
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8611 TRAILRIDGE DR, TEMPLE, TX 76502-5205

Mortgage

Document Number	0000035171
Date	Jun 2, 2022
Instrument	2022035171

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2032
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 11, 2019
Property Address	8611 TRAILRIDGE DR, TEMPLE, TX 76502-5205
Document Number	0000030191
Map Reference	CAB A SL 18-B
Instrument Date	Jul 9, 2019
Instrument	2019-00030191
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2457 LOOP 337107, 2457, NEW BRAUNFELS, TX 78130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8611 TRAILNDGRE DR, TEMPLE, TX 76502

Mortgage

Document Number	0000030193
Date	Jul 11, 2019
Instrument	2019-00030193

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000030192
Date	Jul 11, 2019
Instrument	2019-00030192

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,788.00 (+101.07%)	$312,739 Land $44,800 Building $267,939	$312,739 Land $44,800 Building $267,939
2022	$3,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink.

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