8610 E Bridges Rd, Elk, WA 99009 Property Records

Spokane County property record for 8610 E Bridges Rd, Elk, WA 99009

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 728 sqft · built 1982
Lot Size	8.56 acres (372,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Oct 2017)
Tax Bill	$1,812 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49181.9005`

Property Details

APN / Parcel Number

Primary APN	`49181.9005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	840 sqft
1st Floor Area	728 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	372,874 sqft
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8610 E BRIDGES RD
City	ELK
State	WA
Zip	99009-8781
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	18-29-44: N1/2 OF E1/2 OF NW1/4 OF NE1/4 EXC BRIDGES RD & ELK HWY
Legal Range	44
Legal Township	29
Legal Section	18
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3016
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8610 E BRIDGES RD, ELK, WA 99009-8781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 30, 2017	Warranty Deed, Transfer · Conventional with PMI KENNETH E & JAMI R GIFFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	20176654584
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8610 E BRIDGES RD, ELK, WA 99009-8781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006753811
Date	Oct 22, 2018
Instrument	6753811

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 30, 2017
Property Address	8610 E BRIDGES RD, ELK, WA 99009-8781
Document Number	0006654584
Instrument Date	Oct 26, 2017
Instrument	6654584
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,319.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8610 E BRIDGES RD ELK WA 990098781, ELK, WA 99009-8781

Mortgage

Document Number	6654585
Date	Oct 30, 2017
Instrument	6654585

Lender

Name	KENNETH E & JAMI R GIFFORD
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,812.00 (+6.03%)	$242,100 (+31.27%) Land $92,400 Building $149,700	$242,100 (+31.27%) Land $92,400 Building $149,700
2025	$1,709.00 (+16.66%)
2024		$184,430 (+13.93%) Land $71,730 Building $112,700	$184,430 (+13.93%) Land $71,730 Building $112,700
2023	$1,465.00 (-4.81%)	$161,880 Land $51,180 Building $110,700	$161,880 Land $51,180 Building $110,700
2022	$1,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

Cell Coverage

5G (outdoors only) and 4G LTE

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