861 Windsong Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 861 Windsong Dr, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,603 sqft · built 2002
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jun 2013)
Tax Bill	$5,854 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244-290-030-000`

Property Details

APN / Parcel Number

Primary APN	`244-290-030-000`
Alternative APN	`244-290-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,603 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-290-03
Street Address	861 WINDSONG DR
City	TRACY
State	CA
Zip	95377-8709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3
Legal Subdivision	EDGEWOOD
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1004
Census Tract	5218

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	861 WINDSONG DR, TRACY, CA 95377-8709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC
May 25, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jun 1, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2013 · Amount on Record
Deed Sale	Jun 21, 2013 · Amount on Record
Prior Sale	Feb 21, 2013 · Amount on Record
Deed Document Number	201381799
Prior Transfer Date	Feb 15, 2013
Prior Transfer Doc	0000023495
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	861 WINDSONG DR, TRACY, CA 95377-8709
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 WINDSONG DR, TRACY, CA 95377-8709

Mortgage

Document Number	0000026342
Date	Feb 28, 2022
Instrument	2022-026342

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	861 WINDSONG DR, TRACY, CA 95377-8709
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 WINDSONG DR, TRACY, CA 95377-8709

Mortgage

Document Number	0000054427
Date	Mar 26, 2021
Instrument	2021-054427

Lender

Name	SPROUT MORTGAGE LLC
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	861 WINDSONG DR, TRACY, CA 95377-8709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057841
Date	May 25, 2018
Instrument	2018-057841

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 1, 2020
Property Address	861 WINDSONG DR, TRACY, CA 95377-8709
Document Number	0000063962
Instrument Date	May 28, 2020
Instrument	63962
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	950 W 11TH ST TRACY CA 953763719, TRACY, CA 95376-3719

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,854.00 (-8.43%)
2025	$6,393.00 (+5.11%) Homeowner's exemption	$486,402 (+4.04%) Land $120,675 Building $365,727
2023	$6,082.00 (-2.2%) Homeowner's exemption	$467,516 Land $115,990 Building $351,526	$763,200
2022	$6,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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