861 Ward Mill Rd, Baxter, TN 38544 Property Records

Putnam County property record for 861 Ward Mill Rd, Baxter, TN 38544 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1991
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$231,700 (Apr 2025)
Tax Bill	$972 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071056 03108`

Property Details

APN / Parcel Number

Primary APN	`071056 03108`
Alternative APN	`056 03108`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	252 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	320 sqft
Patio Area	192 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	861 WARD MILL RD
City	BAXTER
State	TN
Zip	38544-3572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: N01
Jurisdiction	PUTNAM TN
Township / Civil Division	9
Census Block Group	2
Census Block	2012
Census Tract	1100

Owner

Source: Putnam County records · APN 071056 03108

Assessment roll updated January 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	861 WARD MILL RD, BAXTER, TN 38544-3572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 23, 2025	Warranty Deed, Transfer INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW LLC
May 23, 2022	Intrafamily Transfer, Transfer
Mar 05, 2019	Warranty Deed, Transfer · Conventional with PMI ANGEL OAK HM LOANS
Dec 04, 2018	Grant Deed, Construction Loan · Construction Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Prior Sale	Mar 05, 2019 · Amount on Record
Deed Document Number	2025310122
Deed Book / Page	1611 / 543
Prior Transfer Date	Apr 27, 2022
Prior Transfer Doc	0001406166
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	861 WARD MILL RD, BAXTER, TN 38544-3572
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001282671
Date	Mar 08, 2021
Book Page	1282/671
Instrument	253567

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 23, 2025
Property Address	861 WARD MILL RD, BAXTER, TN 38544-3572
Document Number	0001611543
Book / Page	1611 / 543
Instrument Date	Apr 03, 2025
Instrument	310122
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$857.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 WARD MILL RD, BAXTER, TN 38544-3572

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM TN
Recording Date	May 23, 2022
Property Address	861 WARD MILL RD, BAXTER, TN 38544-3572
Document Number	0001406166
Book / Page	1406 / 166
Instrument Date	Apr 27, 2022
Instrument	274112
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 WARD MILL RD, BAXTER, TN 38544-3572

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 05, 2019
Property Address	861 WARD MILL RD, BAXTER, TN 38544-3572
Document Number	RB1107541
Book / Page	001107 / 000541
Instrument Date	Mar 01, 2019
Instrument	223556
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$532.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 WARD MILL RD BAXTER TN 385443572, BAXTER, TN 38544-3572

Mortgage

Document Number	RB1107543
Date	Mar 05, 2019
Book Page	001107/000543
Instrument	223557

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 04, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.87%

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PUTNAM TN
Recording Date	Dec 04, 2018
Property Address	861 WARD MILL RD, BAXTER, TN 38544-3572
Document Number	RB1092727
Book / Page	001092 / 000727
Instrument Date	Dec 03, 2018
Instrument	220616
Transaction Type	Construction Loan
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 PAP JOHNSON CIR GAINESBORO TN 385625900, GAINESBORO, TN 38562-5900

Mortgage

Document Number	RB1092729
Date	Dec 04, 2018
Book Page	001092/000729
Instrument	220617

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 03, 2019

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00	$36,550 (-) Land $3,800 Building $32,750
2024	$972.00 (+7.52%)	$36,550 (-) Land $3,800 Building $32,750
2023		$36,550 Land $3,800 Building $32,750
2022	$904.00
2021			$146,200 Land $15,200 Building $131,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471410011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Twin Lakes Telephone Cooperative	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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