Santa Barbara County property record for 861 Summit Rd, Santa Barbara, CA 93108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,510 sqft · built 1971 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $17,708 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-213-010 |
| Primary APN | 015-213-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,510 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Street Address | 861 SUMMIT RD |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93108-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | LOT SPLIT C/73 |
| Legal Subdivision | SANTA BARBARA |
| Legal Lot Number | A |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 700 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 861 SUMMIT RD, SANTA BARBARA, CA 93108-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage KEVIN P SUTTON |
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2003 |
| Deed Sale | Jan 7, 2003 |
| Prior Sale | Jul 18, 1996 |
| Deed Document Number | 20031762 |
| Last Transfer Date | Jun 30, 2003 |
| Transfer Doc | 0000108980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 861 SUMMIT RD, SANTA BARBARA, CA 93108-2321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 861 SUMMIT RD, SANTA BARBARA, CA 93108-2321 |
| Document Number | 0000026920 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022-0026920 |
| Name | KEVIN P SUTTON |
|---|---|
| Type | Private Party |
| Address | 2025 CIRCLE DR, HERMOSA BEACH, CA 90254 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 861 SUMMIT RD, SANTA BARBARA, CA 93108-2321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000061448 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 2019-0061448 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Index | 1-Year LIBOR |
| Max Rate | 10.9% |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Barbara City |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,698,877 (+2%) Land $1,255,698 Building $443,179 | |
| 2025 | $17,708.00 (+3.64%) | $1,665,567 (+4.04%) Land $1,231,077 Building $434,490 |
| 2023 | $17,086.00 (+1.76%) | $1,600,893 Land $1,183,274 Building $417,619 |
| 2022 | $16,791.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 23 (1983–2023) |
| Claims Outside the SFHA | 15 of 23 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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