San Bernardino County property record for 861 S Mountain Ave, Ontario, CA 91762
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,332 sqft · built 1979 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jul 2021) |
| Tax Bill | $4,419 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-382-32-0000 |
| Primary APN | 1011-382-32-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 1,736 sqft |
| 1st Floor Area | 610 sqft |
| 2nd Floor Area | 722 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 4,125 sqft (0.095 acres) |
| Garage Type | Attached |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 861 S MOUNTAIN AVE |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91762-4815 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TRACT 10200 UNIT 21 AND INT IN COMMON AREA AS PER RECORD AND PURSUANT TO SEC 2188.5 OF REVENUE AND TAXATION CODE |
| Legal Subdivision | THE COTTAGES |
| Legal Tract | 10200 |
| Legal Block | 3 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1706 |
Source: San Bernardino County records · APN 1011-382-32-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jul 01, 2021 | Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Jul 01, 2021 | Grant Deed, Transfer · Conventional Mortgage ACG FUNDING INC |
| Jul 01, 2021 | Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Jul 01, 2021 | Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2021 · Amount on Record |
| Deed Sale | Jul 01, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2009 · Amount on Record |
| Deed Document Number | 2021299074 |
| Prior Transfer Date | Jun 10, 2021 |
| Prior Transfer Doc | 0000299071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Document Number | 0000228157 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-0228157 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 22, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 01, 2021 |
| Property Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Document Number | 0000299072 |
| Map Reference | MB 144 PG 87&88 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-0299072 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 BIRCHWOOD, IRVINE, CA 92618-3946 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 01, 2021 |
| Property Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Document Number | 0000299074 |
| Map Reference | MB 144 PG 87&88 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021-0299074 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Document Number | 0000299075 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021-0299075 |
| Name | ACG FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 01, 2021 |
| Property Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Document Number | 0000299073 |
| Map Reference | MB 144 PG 87&88 |
| Instrument Date | Jun 13, 2021 |
| Instrument | 2021-0299073 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 01, 2021 |
| Property Address | 861 S MOUNTAIN AVE, ONTARIO, CA 91762-4815 |
| Document Number | 0000299071 |
| Map Reference | MB 144 PG 87&88 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021-0299071 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1350 HONEYHILL DR, DIAMOND BAR, CA 91789-3742 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $416,736 (+2%) Land $145,858 Building $270,878 | |
| 2025 | $4,419.00 (+5.36%) Homeowner's exemption | $408,565 (+4.04%) Land $142,998 Building $265,567 |
| 2023 | $4,194.00 (+1.38%) Homeowner's exemption | $392,700 Land $137,445 Building $255,255 |
| 2022 | $4,137.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet, Frontier, T-Mobile USA.
Based on FCC filings for 828 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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