DeKalb County property record for 861 Rd 1902, Fort Payne, AL 35967
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 2006 |
| Lot Size | 3.17 acres (138,085 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $198,000 (Apr 2012) |
| Tax Bill | $919 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-02-04-0-000-003.027 |
| Primary APN | 26-02-04-0-000-003.027 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Logs |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 138,085 sqft (3.17 acres) |
| Porch | Slab |
| Porch Area | 1,716 sqft |
| Utility Building | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 154783 |
|---|---|
| Street Address | 861 ROAD 1902 |
| City | FORT PAYNE |
| State | AL |
| Zip | 35967-6940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONT 3.17AC S4 T8S R9EBEAR CREEK SUBTRACT 15 |
| Legal Range | 09E |
| Legal Township | 08S |
| Legal Section | 04 |
| Legal Subdivision | BEAR CREEK SUB |
| Legal Tract | 15 |
| Jurisdiction | DEKALB AL |
| Township / Civil Division | FORT PAYNE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 961000 |
Source: DeKalb County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 861 ROAD 1902, FORT PAYNE, AL 35967-6940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2012 · Amount on Record |
| Deed Sale | Apr 27, 2012 · Amount on Record |
| Deed Book / Page | 764 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEKALB AL |
| Property Address | 861 ROAD 1902, FORT PAYNE, AL 35967-6940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 002178/164 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 2178/164 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2037 |
Source: DeKalb County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | DeKalb County |
| Unified School District | DeKalb County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $919.00 (+7.49%) Homeowner's exemption | ||
| 2025 | $855.00 (+9.34%) Homeowner's exemption | $25,660 (+8.82%) Land $4,280 Building $21,380 | $256,500 (+8.87%) Land $42,800 Building $213,700 |
| 2023 | $782.00 Homeowner's exemption | $23,580 (-) | $235,600 (-) Land $31,700 Building $203,900 |
| 2022 | $782.00 Homeowner's exemption | $23,580 Land $3,180 Building $20,400 | $235,600 Land $31,700 Building $203,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telecommunications Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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