861 Rainbow Dr, Silverthorne, CO 80498 Property Records

Summit County property record for 861 Rainbow Dr, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,304 sqft · built 1978
Lot Size	0.502 acres (21,866 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Feb 2021)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0130-07-014`

Property Details

APN / Parcel Number

Primary APN	`2097-0130-07-014`
Alternative APN	`1500144`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,170 sqft
Basement Area	1,134 sqft
Finished Basement	1,134 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,866 sqft (0.502 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	861 RAINBOW DR
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 75 BLUE RIVER MESA SUB # 2
Legal Subdivision	BLUE RIVER MESA SUB
Legal Lot Number	75
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1003
Census Tract	102

Owner

861 Rainbow Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	861 RAINBOW DR, SILVERTHORNE, CO 80498
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Jun 17, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE CO
Nov 14, 2005	Deed of Trust, Mortgage FIRSTBANK OF SILVERTHORNE
Nov 14, 2005	Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SILVERTHORNE
Nov 14, 2005	Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SILVERTHORNE
Feb 25, 2021	Intrafamily Transfer, Transfer
Feb 1, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Deed Document Number	20211248762
Last Transfer Date	Feb 25, 2021
Transfer Doc	0001250996
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	861 RAINBOW DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 RAINBOW DR, SILVERTHORNE, CO 80498

Mortgage

Document Number	0001312164
Date	Jun 9, 2023
Instrument	1312164

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	861 RAINBOW DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	LENDERS FIRST CHOICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000792928
Date	Jun 17, 2005
Instrument	792928

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate
Rate	5.5%
Type Change Date	Jan 1, 2006
Change Frequency	6 Months
Index	6-Month LIBOR
Margin	2
Max Rate	12%

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	861 RAINBOW DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000806695
Date	Nov 14, 2005
Instrument	806695

Lender

Name	FIRSTBANK OF SILVERTHORNE
Address	SILVERTHORNE, CO 80498

Agreement

Amount	Amount on Record

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	861 RAINBOW DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000806697
Date	Nov 14, 2005
Instrument	806697

Lender

Name	FIRSTBANK OF SILVERTHORNE
Address	SILVERTHORNE, CO 80498

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	861 RAINBOW DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000806696
Date	Nov 14, 2005
Instrument	806696

Lender

Name	FIRSTBANK OF SILVERTHORNE
Address	SILVERTHORNE, CO 80498

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Feb 25, 2021
Property Address	861 RAINBOW DR, SILVERTHORNE, CO 80498
Document Number	0001250996
Map Reference	DOC 97662
Instrument Date	Feb 25, 2021
Instrument	1250996
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	861 RAINBOW DR, SILVERTHORNE, CO 80498

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT CO
Recording Date	Feb 1, 2021
Property Address	861 RAINBOW DR, SILVERTHORNE, CO 80498
Document Number	0001248762
Instrument Date	Jan 23, 2021
Instrument	1248762
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9847 SEMINOLE BLVD, SEMINOLE, FL 33772-2534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 RAINBOW DR, SILVERTHORNE, CO 80498

Tax Assessment & Valuation

The 2025 property tax bill for 861 Rainbow Dr was $4,271, up 22% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,271.00 (+21.96%)	$90,501 (+33.65%)	$1,330,900 Land $362,000 Building $968,900
2024	$3,502.00 (-4.26%)	$67,717 (-)
2023	$3,658.00 (+34.53%)	$67,717 (+42.3%)	$1,010,700 (+47.61%) Land $335,400 Building $675,300
2022	$2,719.00	$47,587	$684,700 Land $195,200 Building $489,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 861 Rainbow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	63 units insured incl. 54 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 Rainbow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

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