861 N Sundown Dr, Otis, OR 97368 Property Records

Lincoln County property record for 861 N Sundown Dr, Otis, OR 97368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,165 sqft · built 1975
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070906BA0170000`

Property Details

APN / Parcel Number

Primary APN	`070906BA0170000`
Alternative APN	`R220960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,165 sqft Living Area
1st Floor Area	1,273 sqft
Upper Floors Area	892 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Canal Front
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R220960
Street Address	861 N SUNDOWN DR
City	OTIS
State	OR
Zip	97368-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BOULDER CREEK RETREAT, LOT 24, DOC202403975
Legal Range	09W
Legal Township	07S
Legal Section	06
Legal Subdivision	BOULDER CREEK RETREAT
Legal Lot Number	24
Jurisdiction	LINCOLN OR
Township / Civil Division	LINCOLN CITY
Census Block Group	1
Census Block	1047
Census Tract	950100

Owner

Source: Lincoln County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	861 N SUNDOWN DR, OTIS, OR 97368-9797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jan 28, 2022	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jun 20, 2019	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MTG
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026
Deed Sale	Jun 11, 2026
Prior Sale	Jun 14, 2024 · Amount on Record
Deed Document Number	20264238
Prior Transfer Date	May 20, 2026
Prior Transfer Doc	0000004238
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LINCOLN OR
Recording Date	Jun 11, 2026
Property Address	861 N SUNDOWN DR, OTIS, OR 97368-9797
Document Number	0000004238
Instrument Date	May 20, 2026
Instrument	20264238
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	861 N SUNDOWN DR, OTIS, OR 97368-9797

Mortgage

Document Number	0000004239,
Date	Jun 11, 2026
Instrument	20264239

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Jan 28, 2022
Property Address	861 N SUNDOWN DR, OTIS, OR 97368-9797
Document Number	0000000949
Map Reference	MB 10 PG 20
Instrument Date	Jan 26, 2022
Instrument	2022-00949
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	861 N SUNDOWN DR, OTIS, OR 97368-9797

Mortgage

Document Number	0000000950
Date	Jan 28, 2022
Instrument	2022-00950

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Jun 20, 2019
Property Address	861 N SUNDOWN DR, OTIS, OR 97368-9797
Document Number	0000005634
Instrument Date	Jun 15, 2019
Instrument	5634
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	861 N SUNDOWN DR OTIS OR 973689797, OTIS, OR 97368-9797

Mortgage

Document Number	5635
Date	Jun 20, 2019
Instrument	5635

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	861 N SUNDOWN DR, OTIS, OR 97368-9797
Document Number	0000005106
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	861 N SUNDOWN DR OTIS OR 973689797, OTIS, OR 97368-9797

Mortgage

Document Number	0000005106
Date	May 31, 2017
Instrument	5106

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+2.4%)	$226,600 (+3%)	$437,090 (-10.04%) Land $83,700 Building $353,390
2024	$3,004.00 (+3.16%)	$220,000 (+3%)	$485,890 (-9.35%) Land $83,880 Building $402,010
2023	$2,912.00 (+2.93%)	$213,600 (+3%)	$535,990 (+26.24%) Land $88,300 Building $447,690
2022	$2,829.00	$207,380	$424,590 Land $76,450 Building $348,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	10 (1996–1999)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 1999 · rainfall accumulation
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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