861 Main St, Irwin, PA 15642 Property Records

Westmoreland County property record for 861 Main St, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Details	812 sqft · built 1920
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$125,500 (Aug 2021)
Tax Bill	$975 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2019 Second Mortgage
APN	`54-11-03-0-092`

Property Details

APN / Parcel Number

Primary APN	`54-11-03-0-092`
Alternative APN	`0540110030092`

Interior

Stories	1 Story
Building Area	812 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	861 MAIN ST
City	IRWIN
State	PA
Zip	15642-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 11 S RIDINGER PL 50 X 125
Legal Subdivision	STEPHEN RIDINGERS PLAN OF LOTS
Legal Lot Number	11
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	2
Census Block	2009
Census Tract	803502

Owner

Source: Westmoreland County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	861 MAIN ST, IRWIN, PA 15642-4406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed, Transfer · FHA Mortgage FIRST COMMONWEALTH BANK
Aug 13, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORWIN TEACHERS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Jun 8, 2004 · Amount on Record
Deed Document Number	202132800
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Aug 9, 2021
Property Address	861 MAIN ST, NORTH HUNTINGDON, PA 15642-4338
Document Number	0000032800
Instrument Date	Jul 27, 2021
Instrument	202108090032800
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	COLONIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 MAIN ST, IRWIN, PA 15642-4338

Mortgage

Document Number	0000032801
Date	Aug 9, 2021
Instrument	202108090032801

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	861 MAIN ST, NORTH HUNTINGDON, PA 15642-4338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023845
Date	Aug 13, 2019
Instrument	201908130023845

Lender

Name	NORWIN TEACHERS FCU
Type	Credit Union
Address	IRWIN, PA 15642

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2029

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$975.00 (+2.63%)	$6,970 (-) Land $1,530 Building $5,440
2025	$950.00 (+8.32%)		$6,970 (-) Land $1,530 Building $5,440
2024	$877.00	$6,970 Land $1,530 Building $5,440
1972			$6,970 Land $1,530 Building $5,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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