861 Lost Creek Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 861 Lost Creek Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,638 sqft · built 2018
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Trust Names on File
Last Sale	$243,800 (Jan 2021)
Tax Bill	$907 (2026)
Deeds & Mortgages	May 2024 Transfer Jul 2018 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R837959`

Property Details

APN / Parcel Number

Primary APN	`R837959`
Alternative APNs	`07-4077-07-1-01-03-0000` `0000015451`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,638 sqft Living Area
1st Floor Area	2,638 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	116,741 sqft (2.68 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	605 sqft
Deck Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000015451
Street Address	861 LOST CREEK DR
City	KALISPELL
State	MT
Zip	59901-7096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S07, T29 N, R22 W, ACRES 2.68, COS 20704-2 PT, TR 3CA IN NE4NE4 (SELL W/TR 4CA IN SEC 8), ASSR #0000015451
Legal Range	22W
Legal Township	29N
Legal Section	07
Legal Subdivision	SURVEY # 20704
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	3
Census Block	3065
Census Tract	1701

Owner

861 Lost Creek Dr is owner-occupied and held in a trust since January 2021.

Source: Flathead County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	861 LOST CREEK DR, KALISPELL, MT 59901-7096
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Intrafamily Transfer, Transfer
Jul 5, 2018	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK OF MONTANA
Dec 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
Jan 15, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage THREE RIVERS BANK OF MONTANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Document Number	20211953
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	0000028614
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 3, 2024
Property Address	861 LOST CREEK DR, KALISPELL, MT 59901-7096
Document Number	202400007366
Instrument Date	Apr 9, 2024
Instrument	202400007366
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	861 LOST CREEK DR, KALISPELL, MT 59901-7096

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	861 LOST CREEK DR, KALISPELL, MT 59901-7096
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800013728
Date	Jul 5, 2018
Instrument	201800013728

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jan 29, 2019

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	861 LOST CREEK DR, KALISPELL, MT 59901-7096
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900033451
Date	Dec 23, 2019
Instrument	201900033451

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2039

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 15, 2021
Property Address	861 LOST CREEK DR, KALISPELL, MT 59901-7096
Document Number	202100001953
Instrument Date	Jan 13, 2021
Instrument	202100001953
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 LOST CREEK DR, KALISPELL, MT 59901-7096

Mortgage

Document Number	202100001954
Date	Jan 15, 2021
Instrument	202100001954

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 26, 2018
Property Address	861 LOST CREEK DR, KALISPELL, MT 59901-7096
Document Number	201800028614
Instrument Date	Nov 20, 2018
Instrument	201800028614
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7397, KALISPELL, MT 59904-0397

Mortgage

Document Number	201800028615
Date	Nov 26, 2018
Instrument	201800028615

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 861 Lost Creek Dr was $907 with exemptions applied.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$907.00 Disabled Person's exemption Veteran's exemption	$1,154,400
2025			$1,154,400 Land $247,952 Building $906,448
2023		$818,700	$818,700 Land $146,024 Building $672,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 861 Lost Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 Lost Creek Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 5

May also be available: AT&T, Bullitt Communications, MontanaSky Networks, T-Mobile, Verizon.

861 Lost Creek Dr, Kalispell, MT 59901 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2024: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Lost Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number