861 Eucalyptus Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 861 Eucalyptus Dr, El Cajon, CA 92020 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1970
Square Footage1,353 sqft Living Area
Lot Size8,735 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$765,000 (2022)
Tax Bill$10,165.00 (2025)

Owner

Source: San Diego County records · APN 492-242-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address861 EUCALYPTUS DR, EL CAJON, CA 92020-7322
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANUNITED.COM LLC
Nov 22, 2022Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 26, 2018Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2022 · Amount on Record
Deed SaleNov 22, 2022 · Amount on Record
Prior SaleMar 12, 1993 · Amount on Record
Deed Doc Number2022446972
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address861 EUCALYPTUS DR, EL CAJON, CA 92020-7322
Transaction TypeMortgage
Record UpdatedOct 15, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address861 EUCALYPTUS DR, EL CAJON, CA 92020-7322

Mortgage

Document Number0000277680
DateOct 06, 2025
Instrument2025-0277680
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 22, 2022
Property Address861 EUCALYPTUS DR, EL CAJON, CA 92020-7322
Document Number0000446972
Map ReferenceMAP 2080
Instrument DateOct 06, 2022
Instrument2022-0446972
Transaction TypeTransfer
Record UpdatedDec 05, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address861 EUCALYPTUS DR, EL CAJON, CA 92020-7322

Mortgage

Document Number0000446973
DateNov 22, 2022
Instrument2022-0446973
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address861 EUCALYPTUS DR, EL CAJON, CA 92020-7322
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000400261
DateSep 26, 2018
Instrument2018-0400261
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,004,985 (+25.63%) Land $530,604 Building $474,381
2025$10,165.00 (+4.8%)$799,986 (+4.57%) Land $520,200 Building $279,786
2023$9,699.00 (+182.03%)$765,000 Land $500,000 Building $265,000
2022$3,439.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN492-242-02-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,353 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area8,735 sqft (0.201 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address861 EUCALYPTUS DR
CityEL CAJON
StateCA
Zip92020-7322
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 16 E 82 FT OF W 202 FT TR 002080
Legal SubdivisionARDELL ACRES
Legal Tract002080
Legal Block3
Legal Lot Number16
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3010
Census Tract15902

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