861 Elm St, San Carlos, CA 94070 Property Records

San Mateo County property record for 861 Elm St, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1951
Lot Size	0.152 acres (6,604 sqft)
Owner	2 Company Names on Record
Last Sale	$1,850,000 (Sep 2018)
Tax Bill	$27,043 (2025)
Deeds & Mortgages	Jul 2023 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`050-163-100`

Property Details

APN / Parcel Number

Primary APN	`050-163-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	6,604 sqft (0.152 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	861 ELM ST
City	SAN CARLOS
State	CA
Zip	94070-3062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	PTN LOT 3 BLOCK 1 LESS NELY TRIANG HOWARD PARK
Legal Subdivision	HOWARD PARK
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2009
Census Tract	609201

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	861 ELM ST, SAN CARLOS, CA 94070-3062
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Intrafamily Transfer, Transfer
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 12, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 16, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	201871328
Last Transfer Date	Jul 10, 2023
Transfer Doc	0000033104
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jul 12, 2023
Property Address	861 ELM ST, SAN CARLOS, CA 94070-3062
Document Number	0000033104
Map Reference	MB 18 PG 68&69
Instrument Date	Jul 10, 2023
Instrument	2023-033104
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	861 ELM ST, SAN CARLOS, CA 94070-3062

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	861 ELM ST, SAN CARLOS, CA 94070-3062
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 ELM ST, SAN CARLOS, CA 94070-3062

Mortgage

Document Number	0000048938
Date	Mar 26, 2021
Instrument	2021-048938

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	861 ELM ST, SAN CARLOS, CA 94070-3062
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 ELM ST, SAN CARLOS, CA 94070-3062

Mortgage

Document Number	0000089040
Date	Sep 2, 2020
Instrument	2020-089040

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 12, 2018
Property Address	861 ELM ST, SAN CARLOS, CA 94070-3062
Document Number	0000071328
Map Reference	MB18 PG68&69
Instrument Date	Sep 6, 2018
Instrument	2018-071328
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	861 ELM ST, SAN CARLOS, CA 94070-3062

Mortgage

Document Number	0000071329
Date	Sep 12, 2018
Instrument	2018-071329

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Apr 16, 2018
Property Address	861 ELM ST, SAN CARLOS, CA 94070-3062
Document Number	0000028486
Instrument Date	Apr 5, 2018
Instrument	28486
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 ELM ST SAN CARLOS CA 940703062, SAN CARLOS, CA 94070-3062

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	861 ELM ST, SAN CARLOS, CA 94070-3062
Document Number	0000105410
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 ELM ST SAN CARLOS CA 940703062, SAN CARLOS, CA 94070-3062

Mortgage

Document Number	0000105410
Date	Nov 27, 2017
Instrument	105410

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,300,030 (+2%) Land $1,649,850 Building $650,180
2025	$27,043.00 (+5.19%)	$2,254,932 (+4.04%) Land $1,617,500 Building $637,432
2023	$25,708.00 (+2.39%) Homeowner's exemption	$2,167,373 Land $1,554,692 Building $612,681	$2,303,190
2022	$25,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2023)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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