861 Elm Park Dr, Prosper, TX 75078 Property Records

Denton County property record for 861 Elm Park Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,548 sqft · built 2019
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$484,600 (Nov 2019)
Tax Bill	$11,128 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R701277`

Property Details

APN / Parcel Number

Primary APN	`R701277`
Alternative APNs	`SB0037A-000000F-0000-0013-0000` `SB0037A-000000F-0000-0013` `1043384`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,548 sqft Living Area
Gross Area	4,208 sqft
1st Floor Area	2,276 sqft
2nd Floor Area	1,273 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	317 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	861 ELM PARK DR
City	PROSPER
State	TX
Zip	75078-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKS AT LEGACY PHASE II BLK F LOT 13
Legal Subdivision	PARKS AT LEGACY PHASE II
Legal Block	F
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	4
Census Block	4011
Census Tract	20128

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	861 ELM PARK DR, PROSPER, TX 75078-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 20, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST RATE FINANCIAL GROUP
Feb 20, 2019	Deed of Trust, Mortgage STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	2019148195
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	0000148195
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	861 ELM PARK DR, PROSPER, TX 75078-1564
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049906
Date	Mar 22, 2021
Instrument	2021-049906

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Nov 20, 2019
Property Address	861 ELM PARK DR, PROSPER, TX 75078-1564
Document Number	0000148195
Map Reference	PL 2017-117
Instrument Date	Nov 15, 2019
Instrument	2019-148195
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 VALLEY VIEW LN STE 100, 1800, FARMERS BRANCH, TX 75234-8944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 ELM PARK DR, PROSPER, TX 75078-1564

Mortgage

Document Number	0000148196
Date	Nov 20, 2019
Instrument	2019-148196

Lender

Name	FIRST RATE FINANCIAL GROUP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	861 ELM PARK DR, PROSPER, TX 75078-1564
Document Number	0000019538
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$746,163 (+4.88%) Land $179,337 Building $566,826	$746,163 (-7.27%) Land $179,337 Building $566,826
2025	$11,128.00 (+16.4%)	$711,472 (-19.04%) Land $179,337 Building $625,290	$804,627 (-8.45%) Land $179,337 Building $625,290
2023	$9,560.00 (-9.72%) Homeowner's exemption	$878,847 Land $179,337 Building $699,510	$878,847 Land $179,337 Building $699,510
2022	$10,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: Hotwire Communications, T-Mobile.

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