Charlotte County property record for 861 E 7th St, Englewood, FL 34223
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1969 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Mar 2026) |
| Tax Bill | $3,749 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 412005128003 |
| Primary APN | 412005128003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 852 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 792 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00967980000004 |
|---|---|
| Street Address | 861 E 7TH ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34223-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | ROCK CREEK PK 3RD ADD BLK J LT 16 301/450 335/164 PR97-143 1516/413 NT1523/86-EP 1640/1947 3488/67 4086/1235 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | ROCK CREEK PK 3RD ADD |
| Legal Tract | RCP |
| Legal Block | J |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
Source: Charlotte County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE |
| Jun 28, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PUBLIX EMPLOYEES FCU |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Oct 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | May 27, 2016 · Amount on Record |
| Deed Document Number | 20263628228 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0048431793 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 4843/1793 |
| Instrument | 2999274 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Document Number | 0003258180 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 3258180 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Document Number | 0003628228 |
| Map Reference | MB 6 PG 1 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 3628228 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3581 MARSH WREN ST, LAKELAND, FL 33811-1331 |
| Name | Verified Name |
|---|---|
| Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Document Number | 0003628229 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 3628229 |
| Name | GATEWAY MORTGAGE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042131722 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 4213/1722 |
| Instrument | 2534464 |
| Name | PUBLIX EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0046200023 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 4620/23 |
| Instrument | 2843673 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Document Number | 0044980447 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 861 E 7TH ST ENGLEWOOD FL 342234414, ENGLEWOOD, FL 34223-4414 |
| Document Number | 0044980447 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 004498/000447 |
| Instrument | 2755244 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 861 E 7TH ST, ENGLEWOOD, FL 34223-4414 |
| Document Number | 0043711444 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 861 E 7TH ST ENGLEWOOD FL 342234414, ENGLEWOOD, FL 34223-4414 |
| Document Number | 0043711444 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 004371/001444 |
| Instrument | 2655747 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2048 |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,749.00 (+42.39%) Homeowner's exemption | $162,815 (+11.83%) | $349,960 (+27.89%) Land $116,255 Building $233,705 |
| 2024 | $2,633.00 (+8.4%) | ||
| 2023 | $2,429.00 (+2.19%) Homeowner's exemption | $145,595 (+1.06%) | $273,647 (-12.68%) Land $164,900 Building $108,747 |
| 2022 | $2,377.00 Homeowner's exemption | $144,062 | $313,381 Land $107,185 Building $206,196 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 224 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 48 condo units |
| Nearby Flood Claims | 228 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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