Florence County property record for 861 Congaree Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,845 sqft · built 1977 |
| Lot Size | 0.278 acres (12,141 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,900 (Apr 2019) |
| Tax Bill | $908 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90065-01-021 |
| Primary APN | 90065-01-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,845 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,141 sqft (0.278 acres) |
| Lot Dimensions | 213 ft deep x 57 ft wide |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 861 CONGAREE DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-5741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CONGAREE DR LT 5 |
| Legal Lot Number | 5 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 1200 |
Source: Florence County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 861 CONGAREE DR, FLORENCE, SC 29501-5741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 24, 2019 | Grant Deed, Transfer · VA Mortgage C & A MTG SVCS/FLORENCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Prior Sale | Sep 19, 2005 · Amount on Record |
| Deed Book / Page | 793 / 1513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 861 CONGAREE DR, FLORENCE, SC 29501-5741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 861 CONGAREE DR, FLORENCE, SC 29501-5741 |
| Document Number | 0010341982 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 1034/1982 |
| Instrument | 2023-00001784 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Apr 24, 2019 |
| Property Address | 861 CONGAREE DR, FLORENCE, SC 29501-5741 |
| Document Number | 0000005440 |
| Book / Page | 000793 / 001513 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 5440 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 861 CONGAREE DR FLORENCE SC 295015741, FLORENCE, SC 29501-5741 |
| Document Number | 5441 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 000793/001517 |
| Instrument | 5441 |
| Name | C & A MTG SVCS/FLORENCE INC |
|---|---|
| Address | FLORENCE, SC 29505 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2049 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $908.00 (+26.99%) | $8,654 (-99.86%) Land $800 Building $7,854 | $216,359 (-98.6%) Land $20,000 Building $196,359 |
| 2023 | $715.00 (+1.85%) Homeowner's exemption | $6,194,624 (+99,893.93%) Land $800,000 Building $5,394,624 | $15,486,561 (+9,899.97%) Land $2,000,000 Building $13,486,561 |
| 2022 | $702.00 Homeowner's exemption | $6,195 Land $800 Building $5,395 | $154,866 Land $20,000 Building $134,866 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2010–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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