861 Colonial Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 861 Colonial Ave, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,474 sqft · built 1935
Lot Size0.143 acres (6,220 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jan 2021)
Tax Bill$11,172 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-01215-0000-00014

Property Details

APN / Parcel Number

Primary APN19-01215-0000-00014
Alternative APN
  • 190121500014

Interior

Stories2 Stories
Building Area1,474 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Lot Area6,220 sqft (0.143 acres)
Lot Dimensions125 ft deep x 77 ft wide
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address861 COLONIAL AVE
CityUNION
StateNJ
Zip07083-7439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1215
Legal Lot Number14
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group1
Census Block1008
Census Tract33400

Owner

861 Colonial Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address861 COLONIAL AVE, UNION, NJ 07083-7439
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jan 8, 2021Deed, Transfer · FHA Mortgage
ARC HOME LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2021 · Amount on File
Deed SaleJan 8, 2021 · Amount on File
Prior SaleDec 20, 1995 · Amount on File
Deed Document Number2021216
Deed Book / Page6396 / 2186
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address861 COLONIAL AVE, UNION, NJ 07083-7439
Transaction TypeMortgage
Record UpdatedJan 10, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address861 COLONIAL AVE, UNION, NJ 07083-7439

Mortgage

Document Number0151272037
DateDec 21, 2021
Book Page15127/2037
Instrument27570
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term348 Months
DueDec 1, 2050

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateJan 8, 2021
Property Address861 COLONIAL AVE, UNION, NJ 07083-7439
Document Number0063962186
Book / Page6396 / 2186
Instrument DateNov 30, 2020
Instrument216
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,879.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address555 STRATFORD RD, 555, UNION, NJ 07083-8862

Transferred To (Grantee/Buyer)

NameVerified Name
Address861 COLONIAL AVE, UNION, NJ 07083-7439

Mortgage

Document Number569
DateJan 8, 2021
Instrument569
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 861 Colonial Ave was $11,172, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,900 (-) Land $20,900 Building $27,000$47,900 (-) Land $20,900 Building $27,000
2025$11,172.00 (+4.35%)$47,900 Land $20,900 Building $27,000$47,900 Land $20,900 Building $27,000
2024$10,706.00
2023$47,900 Land $20,900 Building $27,000$47,900 Land $20,900 Building $27,000
2022$10,018.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 861 Colonial Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 861 Colonial Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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