861 Chata St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 861 Chata St, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,837 sqft · built 1998
Lot Size0.155 acres (6,730 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Jul 2005)
Tax Bill$7,562 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN092-570-003

Property Details

APN / Parcel Number

Primary APN092-570-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,837 sqft Living Area
1st Floor Area1,837 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeWood
Lot Area6,730 sqft (0.155 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address861 CHATA ST
CityNIPOMO
StateCA
Zip93444-5634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 1901 LT 3
Legal SubdivisionTRACT 1901
Legal Tract1901
Legal Block4
Legal Lot Number3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group4
Census Block4015
Census Tract12404

Owner

861 Chata St is owned and occupied by two individuals who acquired it in December 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address861 CHATA ST, NIPOMO, CA 93444-5634
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2005 · Amount on File
Deed SaleJul 20, 2005 · Amount on File
Prior SaleMay 12, 2004 · Amount on File
Deed Document Number200558813
Last Transfer DateDec 7, 2016
Transfer Doc0000065717
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address861 CHATA ST, NIPOMO, CA 93444-5634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address861 CHATA ST, NIPOMO, CA 93444-5634

Mortgage

Document Number0000065666
DateNov 12, 2020
Instrument2020065666
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
AddressMORRO BAY, CA 93442
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 861 Chata St was $7,562.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$724,818 (+2%) Land $383,318 Building $341,500
2025$7,562.00$710,606 Land $375,802 Building $334,804
2023$7,225.00 (+1.53%)$683,014 Land $361,210 Building $321,804
2022$7,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 861 Chata St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 Chata St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIPOMO COMM SERVICES DIST
serves 13,771 people · EPA ID CA4010026
Water SourcePurchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, T-Mobile.

Nearby Properties on Chata St

Nearby Streets

Search Property Records by Address or Parcel Number