861 Celebration Loop, Oakley, UT 84055 Property Records

Summit County property record for 861 Celebration Loop, Oakley, UT 84055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,268 sqft · built 2002
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$761 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NBF-87`

Property Details

APN / Parcel Number

Primary APN	`NBF-87`
Alternative APN	`0390942`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,268 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	0390942
Street Address	861 CELEBRATION LOOP
City	OAKLEY
State	UT
Zip	84055-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 NORTH BENCH FARMS SUBDIVISION; ACCORDING TO THE OFFICIAL PLAT ON FILE IN THE SUMMIT COUNTY RECORDERS OFFICE CONT0.12 A
Legal Subdivision	NORTH BENCH FARMS SUBDIVISION
Legal Lot Number	87
Jurisdiction	SUMMIT UT
Township / Civil Division	KAMAS
Census Block Group	2
Census Block	2029
Census Tract	964202

Owner

Source: Summit County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	861 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019
Deed Sale	Nov 18, 2019
Prior Sale	Nov 22, 2013
Deed Document Number	01122051
Deed Book / Page	2540 / 1574
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	861 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, OASIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02639/1862
Date	Feb 8, 2021
Book Page	2639/1862
Instrument	1155010

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	861 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	OASIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001155010
Date	Feb 8, 2021
Book Page	2639/1862
Instrument	1155010

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Nov 18, 2019
Property Address	861 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Document Number	2540/1574
Book / Page	2540 / 1574
Map Reference	DOC 605682
Instrument Date	Nov 14, 2019
Instrument	01122051
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	COALITION TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 CELEBRATION LOOP, OAKLEY, UT 84055-2108

Mortgage

Document Number	01122052
Date	Nov 18, 2019
Instrument	01122052

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Summit County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Municipality	Oakley City
Unified School District	South Summit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$761.00	$126,787 (+2.67%) Land $55,000 Building $71,787	$230,522 (+2.67%) Land $100,000 Building $130,522
2024	$761.00 (+7.33%)	$123,494 (+2.98%) Land $55,000 Building $68,494	$224,535 (+2.98%) Land $100,000 Building $124,535
2023	$709.00 (-7.8%)	$119,926 (+2.82%) Land $55,000 Building $64,926	$218,048 (+2.82%) Land $100,000 Building $118,048
2022	$769.00	$116,633 Land $19,250 Building $97,383	$212,060 Land $35,000 Building $177,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLEY TOWN WATER SYSTEM serves 1,800 people · EPA ID UTAH22010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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