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861 Cascade Falls Dr, Elgin, IL 60124 Property Records

Kane County property record for 861 Cascade Falls Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,425 sqft · built 2009
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$337,500 (Dec 2025)
Tax Bill$7,131 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN06-29-157-004

Property Details

APN / Parcel Number

Primary APN06-29-157-004

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,425 sqft Living Area
1st Floor Area1,425 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address861 CASCADE FALLS DR
CityELGIN
StateIL
Zip60124-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 4 LT 985
Legal SubdivisionEDGEWATER SUB
Legal Phase4
Legal Block2
Legal Lot Number985
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2025
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address861 CASCADE FALLS DR, ELGIN, IL 60124-3135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Oct 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleApr 15, 2010 · Amount on Record
Deed Document Number202552041
Prior Transfer DateOct 21, 2019
Prior Transfer Doc0000050232
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 31, 2025
Property Address861 CASCADE FALLS DR, ELGIN, IL 60124-3135
Document Number0000052041
Map ReferenceDOC 2007K078873
Instrument DateDec 31, 2025
Instrument2025K052041
Transaction TypeTransfer
Record UpdatedJan 8, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address508 N MCLEAN BLVD UNIT 236, 236, ELGIN, IL 60123-3266

Transferred To (Grantee/Buyer)

NameVerified Name
Address861 CASCADE FALLS DR, ELGIN, IL 60124-3135

Mortgage

Document Number0000052042
DateDec 31, 2025
Instrument2025K052042
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeFixed Rate
Rate6.12%

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 10, 2019
Property Address861 CASCADE FALLS DR, ELGIN, IL 60124-3135
Document Number0000048175
Instrument DateOct 9, 2019
Instrument48175
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address861 CASCADE FALLS DR ELGIN IL 601243135, ELGIN, IL 60124-3135

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,131.00 (+5.04%) Homeowner's exemption Senior Citizen's exemption$109,475 (+8.57%) Land $34,955 Building $74,520$328,556 (+8.57%) Land $104,907 Building $223,649
2024$6,789.00 (+8.66%) Homeowner's exemption$100,834 (+21.39%) Land $32,196 Building $68,638$302,623 (+21.44%) Land $96,627 Building $205,996
2022$6,248.00 (+73.31%) Homeowner's exemption$83,063 (+6.96%) Land $26,522 Building $56,541$249,189 (+6.96%) Land $79,566 Building $169,623
2021$3,605.00 Homeowner's exemption$77,658 Land $24,796 Building $52,862$232,974 Land $74,388 Building $158,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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