861 Borderlands Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 861 Borderlands Dr, Erlanger, KY 41018

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,141 sqft · built 2006
Owner2 Individual Names on Record
Last Sale$243,259 (Nov 2005)
Tax Bill$1,923 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN031-00-06-129.06

Property Details

APN / Parcel Number

Primary APN031-00-06-129.06
Alternative APN
  • 831-00-06-129.06

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,141 sqft

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick
Foundation TypeConcrete
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0310006129.06
Street Address861 BORDERLANDS DR
CityERLANGER
StateKY
Zip41018-3869
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHURSTBOURNE @ LAKEMONT PHASE XVIII UNIT 129F CORNELL CHANGE LANDUSE SEE 031-00-06-129.0
Legal SubdivisionHURSTBOURNE @ LAKEMONT
Legal Phase18
Legal Lot Number129F
Legal Unit129F
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2027
Census Tract63608

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address861 BORDERLANDS DR, ERLANGER, KY 41018-3869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2005 · Amount on Record
Deed SaleNov 22, 2005 · Amount on Record
Prior SaleAug 20, 2015
Deed Document Number0I17640270
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address861 BORDERLANDS DR, ERLANGER, KY 41018-3869
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyHIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900024
DateSep 3, 2021
Book Page267/560
Instrument21090305900024
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,923.00 (-8.3%) Homeowner's exemption$243,200 (-) Building $243,200$243,200 (-) Building $243,200
2023$2,097.00 Homeowner's exemption$243,200 Land $15,000 Building $228,200$243,200 Land $15,000 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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