861 5th St, Lincoln, CA 95648 Property Records

Placer County property record for 861 5th St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1930
Lot Size	0.96 acres (4,199 sqft)
Owner	2 Trust Names on File
Last Sale	$500,000 (Feb 2025)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-142-015-000`

Property Details

APN / Parcel Number

Primary APN	`008-142-015-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	4,199 sqft (0.96 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	861 5TH ST
City	LINCOLN
State	CA
Zip	95648-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR LOTS 15 16 BLK 61 LINCOLN MOR A-22,23
Legal Subdivision	LINCOLN
Legal Block	61
Legal Lot Number	15
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2016
Census Tract	21403

Owner

861 5th St is held in a trust since February 2025.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	986 HADLEY DR, LINCOLN, CA 95648-8181
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 1, 2021	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on File
Deed Sale	Feb 7, 2025 · Amount on File
Prior Sale	Nov 1, 2021 · Amount on File
Deed Document Number	20256535
Prior Transfer Date	Aug 27, 2014
Prior Transfer Doc	0000058891
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	861 5TH ST, LINCOLN, CA 95648-1760
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063231
Date	Aug 27, 2019
Instrument	2019-0063231

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	354 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 1, 2021
Property Address	861 5TH ST, LINCOLN, CA 95648-1760
Document Number	0000134859
Map Reference	MB A PG 22
Instrument Date	Oct 22, 2021
Instrument	2021-0134859
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 5TH ST, LINCOLN, CA 95648-1760

Mortgage

Document Number	0000134860
Date	Nov 1, 2021
Instrument	2021-0134860

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 861 5th St was $5,224.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$510,000 (+2.25%) Land $137,700 Building $372,300
2025	$5,224.00	$498,767 Land $148,569 Building $350,198
2023	$4,887.00 (-2.8%)	$459,000 Land $136,700 Building $322,300
2022	$5,028.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 861 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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