8609 Seneca St, Oakland, CA 94605 Property Records

Alameda County property record for 8609 Seneca St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,121 sqft · built 1940
Lot Size	0.167 acres (7,300 sqft)
Owner	Individual Name on File
Last Sale	$1,070,000 (Aug 2023)
Tax Bill	$16,001 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2022 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43A-4641-6`

Property Details

APN / Parcel Number

Primary APN	`43A-4641-6`
Alternative APN	`043A-4641-006-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,121 sqft Living Area
Gross Area	1,031 sqft

Exterior

Year Built	Built 1940
Architectural Style	Other
Construction Type	Wood
Lot Area	7,300 sqft (0.167 acres)

Location & Zoning

Street Address	8609 SENECA ST
City	OAKLAND
State	CA
Zip	94605-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:S SUBD:MAP OF TOLER HEIGHTS
Legal Subdivision	MAP OF TOLER HEIGHTS
Legal Block	S
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	409800

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8609 SENECA ST, OAKLAND, CA 94605-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 18, 2022	Grant Deed, Construction Loan · Construction Mortgage EASY STREET CAPITAL CA LLC
Feb 2, 2022	Intrafamily Transfer, Transfer
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	2023091302
Record Updated	Jun 7, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 11, 2023
Property Address	8609 SENECA ST, OAKLAND, CA 94605-4009
Document Number	0000091302
Map Reference	MB 23 PG 34
Instrument Date	Jun 12, 2023
Instrument	2023091302
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,227.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8609 SENECA ST, OAKLAND, CA 94605-4009

Mortgage

Document Number	0000091303
Date	Aug 11, 2023
Instrument	2023091303

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 18, 2022
Property Address	8609 SENECA ST, OAKLAND, CA 94605-4009
Document Number	0000144678
Map Reference	MB 23 PG 34
Instrument Date	Aug 12, 2022
Instrument	2022144678
Transaction Type	Construction Loan
Record Updated	Sep 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ARUNDEL DR, HAYWARD, CA 94542-7906

Mortgage

Document Number	0000144679
Date	Aug 18, 2022
Instrument	2022144679

Lender

Name	EASY STREET CAPITAL CA LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 2, 2022
Property Address	8609 SENECA ST, OAKLAND, CA 94605-4009
Document Number	0000022595
Map Reference	MB 23 PG 34
Instrument Date	Dec 16, 2021
Instrument	2022022595
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8609 SENECA ST, OAKLAND, CA 94605-4009

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8609 SENECA ST, OAKLAND, CA 94605-4009
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8609 SENECA ST, OAKLAND, CA 94605-4009

Mortgage

Document Number	0000267923
Date	Aug 5, 2021
Instrument	2021267923

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8609 SENECA ST, OAKLAND, CA 94605-4009
Document Number	0000147294
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8609 SENECA ST OAKLAND CA 946054009, OAKLAND, CA 94605-4009

Mortgage

Document Number	0000147294
Date	Jul 6, 2017
Instrument	147294

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jul 5, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,001.00 (+62.74%) Homeowner's exemption	$1,091,400 (+88.17%) Land $327,420 Building $763,980
2023	$9,832.00 (+100.9%)	$580,000 (+145.53%) Land $200,000 Building $380,000
2022	$4,894.00 Homeowner's exemption	$236,220 Land $70,866 Building $165,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100

May also be available: California Internet, T-Mobile USA.

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