8609 Saint Joans Way, Willow Spring, NC 27592 Property Records

Wake County property record for 8609 Saint Joans Way, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,096 sqft · built 2022
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (Jun 2021)
Tax Bill	$2,641 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0685.04-93-9742-000`

Property Details

APN / Parcel Number

Primary APN	`0685.04-93-9742-000`
Alternative APNs	`0685.04-93-9742 0483176` `0685939742` `0483176`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,096 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0483176
Street Address	8609 SAINT JOANS WAY
City	WILLOW SPRING
State	NC
Zip	27592-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO15 ST JOANS BM2021-00459
Legal Subdivision	JOANS PLACE
Legal Lot Number	15
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	1
Census Block	1000
Census Tract	53115

Owner

8609 Saint Joans Way is owned and occupied by an individual who bought it in June 2021.

Source: Wake County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8609 SAINT JOANS WAY, WILLOW SPRING, NC 27592-6900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 4, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage SELECT BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Deed Book / Page	18537 / 435
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 25, 2022
Property Address	8609 SAINT JOANS WAY, WILLOW SPRING, NC 27592-6900
Document Number	19097/1206
Book / Page	19097 / 1206
Map Reference	MB 2021 PG 456-459
Instrument Date	Jun 22, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2931 BREEZEWOOD AVE STE 202, 2931, FAYETTEVILLE, NC 28303-5281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8609 SAINT JOANS WAY, WILLOW SPRING, NC 27592-6900

Mortgage

Document Number	0190971208
Date	Jul 25, 2022
Instrument	19097/1208

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

June 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 4, 2021
Property Address	8609 SAINT JOANS WAY, WILLOW SPRING, NC 27592-6900
Document Number	018537/435
Book / Page	18537 / 435
Map Reference	MB 2021 PG 456-459
Instrument Date	Jun 3, 2021
Transaction Type	Construction Loan
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Tax	$122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 FOREST OAKS DR, 208, ARCHER LODGE, NC 27527-6943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 BREEZEWOOD AVE STE 202, 202, FAYETTEVILLE, NC 28303-5281
Investor	Possibly a Property Investor

Mortgage

Document Number	0018537437
Date	Jun 4, 2021
Instrument	18537/437

Lender

Name	SELECT BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8609 Saint Joans Way was $2,641.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,641.00	$409,900 Land $80,000 Building $329,900	$409,900 Land $80,000 Building $329,900
2023	$2,583.00	$328,784 Land $55,000 Building $273,784	$328,784 Land $55,000 Building $273,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8609 Saint Joans Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8609 Saint Joans Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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