Contra Costa County property record for 8609 Arbor Dr, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,852 sqft · built 1953 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,524 (2025) |
| Deeds & Mortgages | Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-321-008-3 |
| Primary APN | 505-321-008-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,852 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| Basement Area | 940 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 8609 ARBOR DR |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ARLINGTON HIGHLANDS #1 LOT 2 |
| Legal Subdivision | ARLINGTON HIGHLANDS #1 |
| Legal Lot Number | 2 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 385100 |
8609 Arbor Dr is owner-occupied and held in a trust.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 135 CRANE TER, ORINDA, CA 94563-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 8609 ARBOR DR, EL CERRITO, CA 94530-2728 |
| Document Number | 0000076549 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 135 CRANE TER ORINDA CA 945631104, ORINDA, CA 94563-1104 |
| Document Number | 0000076549 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 76549 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Amount | Amount on Record |
|---|---|
| Term | 324 Months |
| Due | May 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 8609 Arbor Dr was $3,524 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $177,482 (+2%) Land $42,583 Building $134,899 | |
| 2025 | $3,524.00 Homeowner's exemption | $174,003 Land $41,749 Building $132,254 |
| 2023 | $3,386.00 (+2.57%) Homeowner's exemption | $167,248 Land $40,129 Building $127,119 |
| 2022 | $3,301.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8609 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | May 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8609 Arbor Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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