8607 Rocky Springs Rd, Frederick, MD 21702 Property Records

Frederick County property record for 8607 Rocky Springs Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,538 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-413801`

Property Details

APN / Parcel Number

Primary APN	`21-413801`
Alternative APN	`413801`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,038 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	488 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	413801
Street Address	8607 ROCKY SPRINGS RD
City	FREDERICK
State	MD
Zip	21702-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 BK B .50 AC S/S INDIAN SPG. DEV. INDIAN SPG. DEV.
Legal Subdivision	INDIAN SPG DEV
Legal Block	B
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2049
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8607 Rocky Springs Rd is owned and occupied by two individuals who acquired it in December 2001.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8607 ROCKY SPRINGS RD, FREDERICK, MD 21702-2303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2001
Deed Sale	Dec 14, 2001
Prior Sale	Feb 23, 1982 · Amount on File
Deed Document Number	20018929
Deed Book / Page	3023 / 472
Transfer Doc	0000008929
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Sep 24, 2020
Property Address	8607 ROCKY SPRINGS RD, FREDERICK, MD 21702-2303
Document Number	0140990315
Book / Page	14099 / 315
Map Reference	MB 5 FO 54
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6607 ROCKY SPRINGS ROAD, FREDERICK, MD 21702

Mortgage

Document Number	14099322
Date	Sep 24, 2020
Instrument	14099/322

Lender

Name	NYMEO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 8607 Rocky Springs Rd was $3,659, up 11% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,600 (+9.49%) Land $130,400 Building $184,200	$314,600 (-) Land $130,400 Building $184,200
2025	$3,659.00 (+10.98%)	$287,333	$314,600 Land $130,400 Building $184,200
2024	$3,297.00 (+14.64%)
2023	$2,876.00	$232,800 Land $78,200 Building $154,600	$232,800 Land $78,200 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8607 Rocky Springs Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8607 Rocky Springs Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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