8606 40th St, Lyons, IL 60534 Property Records

Cook County property record for 8606 40th St, Lyons, IL 60534 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1953
Lot Size	0.362 acres (15,750 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jul 2017)
Tax Bill	$5,348 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02-103-012`

Property Details

APN / Parcel Number

Primary APN	`18-02-103-012`
Alternative APN	`18-02-103-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,750 sqft (0.362 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	8606 40TH ST
City	LYONS
State	IL
Zip	60534-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(RICKERS) ADD TO (LYONS) PT LYING N OF OGDEN AVE EXCE PT N 628.4 FT OF E 638.9 FT & EXCEPT W 275.4 FT OF N 686.4 FT OF E 914.
Legal Range	12E
Legal Township	38N
Legal Section	02
Legal Subdivision	RICKERS ADD TO LYONS
Legal Block	4
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	3
Census Block	3002
Census Tract	819200

Owner

Source: Cook County records · APN 18-02-103-012

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8606 40TH ST, LYONS, IL 60534-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 10, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Jul 18, 2003 · Amount on Record
Deed Document Number	20171104
Prior Transfer Date	Apr 05, 2016
Prior Transfer Doc	0000016016
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8606 40TH ST, LYONS, IL 60534-1004
Transaction Type	Mortgage
Record Updated	Aug 04, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019721290
Date	Jul 16, 2021
Instrument	2119721290

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 10, 2017
Property Address	8606 40TH ST, LYONS, IL 60534-1004
Document Number	1719101104
Instrument Date	Jul 06, 2017
Instrument	19101104
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	PRAIRIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 S DRAKE 3RD FL CHICAGO IL 60620, CHICAGO, IL 60620

Mortgage

Document Number	1719101105
Date	Jul 10, 2017
Instrument	19101105

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Lyons Village
Elementary School District	Lyons School District 103 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+33.99%) Land $9,056 Building $11,944	$210,000 (+33.99%) Land $90,560 Building $119,440
2023	$5,348.00 (+20.15%)
2022	$4,451.00 Homeowner's exemption	$15,673 Land $7,875 Building $7,798	$156,730 Land $78,750 Building $77,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318192003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	83 (1982–2024)
Claims Outside the SFHA	14 of 83
Most Recent Claim	Jul 2024, other causes, Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 17 claims Severe Storms And Flooding, Jul 2010 · 34 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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