8605 Westover Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 8605 Westover Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,615 sqft · built 1990
Lot Size	0.727 acres (31,703 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Feb 1999)
Tax Bill	$6,518 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21261501560000`

Property Details

APN / Parcel Number

Primary APN	`21261501560000`
Alternative APNs	`261501560000` `00000203`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,615 sqft Finished Area
Basement Area	2,368 sqft
Finished Basement	1,414 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,703 sqft (0.727 acres)
Garage Type	Attached
Garage Area	847 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft
Deck Area	460 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000203
Street Address	8605 WESTOVER DR
City	PROSPECT
State	KY
Zip	40059-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	.7278 AC+- ESTATES OF HUNTING CREEK SEC 4
Legal Subdivision	HUNTING CREEK
Legal Lot Number	156
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2003
Census Tract	10312

Owner

8605 Westover Dr is owned and occupied by two individuals who bought it in February 1999.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8605 WESTOVER DR, PROSPECT, KY 40059-9483
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 1999 · Amount on File
Deed Sale	Feb 26, 1999 · Amount on File
Deed Document Number	0007195695
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	8605 WESTOVER DR, PROSPECT, KY 40059-9483
Document Number	0163360655
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	BLUEGRASS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8605 WESTOVER DR PROSPECT KY 400599483, PROSPECT, KY 40059-9483

Mortgage

Document Number	0163360655
Date	Jan 24, 2020
Book Page	016336/000655
Instrument	15404

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8605 Westover Dr was $6,518 with a homeowner's exemption.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,518.00 Homeowner's exemption	$633,200 Land $142,500 Building $490,700
2024			$633,200 (-) Land $142,500 Building $490,700
2023	$6,795.00 (-1.34%) Homeowner's exemption	$633,200 (-) Land $142,500 Building $490,700	$633,200 (-) Land $142,500 Building $490,700
2022	$6,887.00 Homeowner's exemption	$633,200 Land $142,500 Building $490,700	$633,200 Land $142,500 Building $490,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8605 Westover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8605 Westover Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20