8605 E Windemere Ln, Memphis, TN 38125 Property Records

Shelby County property record for 8605 E Windemere Ln, Memphis, TN 38125

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 4 ba · 4,741 sqft · built 1988
Lot Size	0.212 acres (9,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Sep 2020)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D0-242V-D0-0034`

Property Details

APN / Parcel Number

Primary APN	`D0-242V-D0-0034`
Alternative APN	`D0242V D00010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,741 sqft Living Area
Gross Area	5,224 sqft
1st Floor Area	2,263 sqft
Utility Area	55 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,225 sqft (0.212 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Pool Area	240 sqft
Porch	Open Porch
Porch Area	760 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	8605 E WINDEMERE LN
City	MEMPHIS
State	TN
Zip	38125-8860
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	EMP
Legal Description	SS EAST WINDEMERE LN (PD)
Legal Subdivision	WINDEMERE PUD
Legal Lot Number	10
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2007
Census Tract	21355

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8605 E WINDEMERE LN, MEMPHIS, TN 38125-8860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIN'L SVCS
Jul 6, 2018	Deed of Trust, Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Jan 8, 1999 · Amount on Record
Deed Document Number	2020100169
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 17, 2020
Property Address	8605 E WINDEMERE LN, MEMPHIS, TN 38125-8860
Document Number	0000100169
Instrument Date	Sep 15, 2020
Instrument	100169
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	MEMPHIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8605 E WINDEMERE LN MEMPHIS TN 381258860, MEMPHIS, TN 38125-8860

Mortgage

Document Number	100170
Date	Sep 17, 2020
Instrument	100170

Lender

Name	MORTGAGE FIN'L SVCS
Type	Mortgage Company
Address	MEMPHIS, TN 38104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	8605 E WINDEMERE LN, MEMPHIS, TN 38125-8860
Document Number	0000075126
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8605 E WINDEMERE LN MEMPHIS TN 381258860, MEMPHIS, TN 38125-8860

Mortgage

Document Number	0000075126
Date	Jul 26, 2018
Instrument	75126

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,734.00 (-19.17%)	$176,000 (+1.87%) Land $33,625 Building $142,375	$704,000 (+1.87%) Land $134,500 Building $569,500
2023		$172,775 Land $21,650 Building $151,125
2022	$5,857.00
2021			$691,100 Land $86,600 Building $604,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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