Crow Wing County property record for 8605 Co Rd 123, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1983 |
| Lot Size | 34.8 acres (1,517,630 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Nov 2022) |
| Tax Bill | $2,796 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 540114300A00889 |
| Primary APN | 540114300A00889 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 120 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,517,630 sqft (34.8 acres) |
| Garage Area | 2,028 sqft |
| Driveway | Driveway |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | 196 sqft |
| Lean-To | 288 sqft |
| Storage Building | Storage Building |
| Total Buildings | 2 Buildings |
| Heating System | Central |
|---|
| Account Number | 154553 |
|---|---|
| Street Address | 8605 COUNTY ROAD 123 |
| City | BRAINERD |
| State | MN |
| Zip | 56401-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW1/4 OF SE1/4 EXC N 147.5 FT OF E 147.5 FT OF SD SWSE & ALSO EXC PT OF SWSE DESC: BEG AT NW COR OF SD SWSE THE S 89D 35'4" E |
| Legal Range | 31W |
| Legal Township | 44N |
| Legal Section | 11 |
| Legal Subdivision | AT NW COR OF SD |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | CROW WING |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 951400 |
8605 Co Rd 123 is owned and occupied by two individuals who bought it in November 2022.
Source: Crow Wing County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8605 COUNTY ROAD 123, BRAINERD, MN 56401-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit WEST BANK |
| Nov 6, 2025 | Deed of Trust, Mortgage · Construction Mortgage WEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on File |
| Deed Sale | Nov 1, 2022 · Amount on File |
| Deed Document Number | 20221485941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jul 31, 2026 |
| Property Address | 8605 COUNTY ROAD 123, BRAINERD, MN 56401-1601 |
| Document Number | 0001027468 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20261027468 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 8605 COUNTY ROAD 123, BRAINERD, MN 56401-1601 |
| Document Number | 0001027468, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20261027468 |
| Name | WEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 8605 COUNTY ROAD 123, BRAINERD, MN 56401-1601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001016680 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 1016680 |
| Name | WEST BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56303 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Oct 15, 2026 |
The 2026 property tax bill for 8605 Co Rd 123 was $2,796.
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Crow Wing Township |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,796.00 | $449,100 (+2.23%) Land $181,300 Building $267,800 | $449,100 (+2.23%) Land $181,300 Building $267,800 |
| 2025 | $439,300 Land $192,400 Building $246,900 | $439,300 Land $192,400 Building $246,900 | |
| 2023 | $2,032.00 | $376,400 Land $101,700 Building $274,700 | $376,400 Land $101,700 Building $274,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8605 Co Rd 123 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8605 Co Rd 123 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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