8604 Talbot Rd, Edmonds, WA 98026 Property Records

Snohomish County property record for 8604 Talbot Rd, Edmonds, WA 98026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,037 sqft · built 1975
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$990,000 (Jul 2020)
Tax Bill	$11,560 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5944-000-059-01`

Property Details

APN / Parcel Number

Primary APN	`5944-000-059-01`
Alternative APNs	`005944-000-059-01` `59440000590107` `1149804`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,037 sqft Living Area
Gross Area	4,037 sqft
1st Floor Area	1,728 sqft
Basement Area	848 sqft
Finished Basement	424 sqft
Unfinished Basement	424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Sundeck
Porch Area	108 sqft
Deck Area	343 sqft
Patio Area	183 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1149804
Street Address	8604 TALBOT RD
City	EDMONDS
State	WA
Zip	98026-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	TALBOT PARK BLK 000 D-01 - TH PTN TR 59 DAF: COM NE COR SD TR TH S0919 40E ALG ELY LN SD TR 95FT TPB TH N0919 40W 95FT TO NE COR SD TR TH WLY & SLY ALG NLY & WLY LN SD TR TAP ON WLY LN THOF WH BEARS S7157 00W FR TPB TH N7157 00E 113.66FT TPB LESS
Legal Section	07
Legal Subdivision	CITY OF EDMONDS
Legal Tract	59
Legal Block	000 D
Legal Lot Number	59
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1020
Census Tract	50200

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8604 TALBOT RD, EDMONDS, WA 98026-5046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jul 20, 2020	Warranty Deed, Transfer CALIBER HM LOANS
Oct 16, 2018	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK
Mar 29, 2017	Warranty Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	2020200875
Prior Transfer Date	Aug 3, 2015
Prior Transfer Doc	0000000378
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	8604 TALBOT RD, EDMONDS, WA 98026-5046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000068
Date	Sep 11, 2017
Instrument	201709110068

Lender

Name	UMPQUA BANK
Type	Bank
Address	PULLMAN, WA 99163

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 20, 2020
Property Address	8604 TALBOT RD, EDMONDS, WA 98026-5046
Document Number	0000000875
Instrument Date	Jul 14, 2020
Instrument	202007200875
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8604 TALBOT RD EDMONDS WA 980265046, EDMONDS, WA 98026-5046

Mortgage

Document Number	876
Date	Jul 20, 2020
Instrument	202007200876

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SNOHOMISH WA
Property Address	8604 TALBOT RD, EDMONDS, WA 98026-5046
Document Number	0000000030
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8604 TALBOT RD EDMONDS WA 980265046, EDMONDS, WA 98026-5046

Mortgage

Document Number	0000000030
Date	Oct 26, 2018
Instrument	201810260030

Lender

Name	UMPQUA BK
Type	Bank
Address	PULLMAN, WA 99163

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Mar 29, 2017
Property Address	8604 TALBOT RD, EDMONDS, WA 98026-5046
Document Number	0000000447
Map Reference	VOL12 PG107
Instrument Date	Mar 10, 2017
Instrument	201703290447
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,067.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 SE EDGE KNOLL DR, PULLMAN, WA 99163-2447

Mortgage

Document Number	0000000448
Date	Mar 29, 2017
Instrument	201703290448

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,560.00 (+30.05%)	$1,454,900 (+11.41%) Land $902,800 Building $552,100	$1,454,900 (+11.41%) Land $902,800 Building $552,100
2023	$8,889.00 (+10.77%)	$1,305,900 (+34.71%) Land $722,800 Building $583,100	$1,305,900 (+34.71%) Land $722,800 Building $583,100
2022	$8,025.00	$969,400 Land $476,300 Building $493,100	$969,400 Land $476,300 Building $493,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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